Welcome to Our Online Loan Referral Service

5 424 reviews
Loan agency in West St. Paul, Minnesota

1682, 2 S Robert St S Suite, West St Paul, MN 55118, USA
+1 (651) 457-2448
paydayamerica.com
Saturday
Closed
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6:30PM

Domain Info

Created Date

1998-09-18

Mailing Address

181 S RIVER RIDGE CIR, BURNSVILLE, MN, 55337-1627, United States

Company Name

PAL CARD MN LLC

PAL CARD MN LLC

Contact Data

[email protected]

+1.9523587081

+1.9526462760

What people think about Payday America?

Below you find some of the testimonials of our customers.

Excellent service by all staff

Taurean Zieme

I will recomnd these people and they are like family and I get treated like one

Theodore Ziemann

The Inver Grove Heights location is the place to be!

Natalia Harber

This is an excellent resource! It was really helpful with paying off a payday loan that was charging me extremely high interest rates and I had to pay on it every 2wks. E …

Haylee Leuschke

Have excellent local office Tammy does a great job

Freddie Ondricka PhD

A northwestern mutual insurance salesman is not that.

Mr. Forest Klein Sr.

Great customer service

Prof. Flavio VonRueden

Very friendly and knowledgeable with years of experience.

Theresia Hauck

She was very helpful and answered all of our questions.

Cindy Satterfield

Best food around...very friendly staff...great service!

Vivien Davis II

New owners make this the only place to stop for drinks in town.

Dr. Vincenzo Buckridge

Also, the lane seating is packed and each group doent have enough room.

Mr. Jairo McDermott Jr.

Great service and does nice work!

Percival Leffler DVM

Attention to detail and high quality expertise made my truck look brand new!

Hermann Bode III

Tim worked with my insurance company to get it replaced quickly.

Rubye Strosin

Great accurate service!

Isaiah Nolan

I work in the morning, thus I set up the appointment for the evening.

Mariam Beatty I

Employees were very friendly and informative, went over and above.

Tyson Streich

Great people all around :)

Kenyon Anderson

Great pastor and wonderful people.

Belle Schmeler III

Nice and cautious service.

Althea Rodriguez

So, if you’re interested in garbage customer service, you’ve found the place

Naomie Schumm

This site on Hennipen Ave, is the best check cashing store in the Twin Cities.

Josefina Hyatt II

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Saint Paul, Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in Saint Paul, Virginia. The entire process is fast. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a poor credit score an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some consumers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and pay off your loan commitments punctually.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.

APR Calculator

Other Payday Lenders in Saint Paul, Minnesota

Peoples State Bank

155 Main St E, Elgin, MN 55932, USA

+1 (507) 876-2221

www.peoplesstatebank.com

Associated Bank

2999 County Rd 42 W, Burnsville, MN 55306, USA

+1 (651) 306-1831

www.associatedbank.com

Root River State Bank

18 3rd St SE, Chatfield, MN 55923, USA

+1 (507) 867-4120

www.rrsbchatfield.com

Edward Jones - Financial Advisor: Kyle T Hoggarth, AAMS®

302 1st St SE, Little Falls, MN 56345, USA

+1 (320) 632-1019

www.edwardjones.com

NorthRidge Community Credit Union - Ely

1321 E Sheridan St, Ely, MN 55731, USA

+1 (877) 672-2848

www.nrccu.org

TruStone Financial Credit Union

7851 Elm Creek Blvd N, Maple Grove, MN 55369, USA

+1 (800) 862-1998

trustonefinancial.org

Bank of the West

5600 W 83rd St Suite 200, Bloomington, MN 55437, USA

+1 (952) 529-7001

www.bankofthewest.com

Banneker Finance & Mortgage

8039 Clinton Ave S, Minneapolis, MN 55420, USA

+1 (952) 884-3954

Novation Credit Union

500 Imperial Ave N, Oakdale, MN 55128, USA

+1 (651) 739-8080

www.novation.org

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