Welcome to Our Online Loan Referral Service

3.6 78 reviews

175 W Lafayette Frontage Rd, St Paul, MN 55107, USA
+1 (800) 322-7228
www.affinityplus.org
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
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What people think about Affinity Plus Federal Credit Union?

Below you read some of the testimonials of our clients.

Pay Attention

The previous three items charactirize a precise lending service. But below you can read general information about payday loans.

Payday Loans in Saint Paul, Virginia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans in Saint Paul, Virginia is are easy to access. The APR is specific for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are companies who may be happy to give you a payday loan even if you have a poor credit score. You will need a stable income to get approved for a bad credit payday loan.

To get approved for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the loan immediately.

APR Calculator

Other Payday Lenders in Saint Paul, Minnesota

Northview Bank

510 Main St, Sandstone, MN 55072, USA

+1 (320) 245-5261

www.northviewbank.com

TruStone Financial Credit Union

757 Cleveland Ave S, St Paul, MN 55116, USA

+1 (800) 862-1998

trustonefinancial.org

U.S. Bank ATM - Amboy

156 E Maine St, Amboy, MN 56010, USA

+1 (800) 872-2657

usbank.com

Pawn America

8650 Lyndale Ave S, Bloomington, MN 55420, USA

+1 (952) 888-8300

www.pawnamerica.com

CorTrust Bank

1300 Babcock Blvd E, Delano, MN 55328, USA

+1 (763) 972-2935

www.cortrustbank.com

MidCountry Bank (Lobby & Drive-Thru Open)

14617 MN-7, Minnetonka, MN 55345, USA

+1 (952) 931-2200

www.midcountry.bank

WNB Financial

1491 W Broadway St, Winona, MN 55987, USA

+1 (507) 454-8800

www.wnbfinancial.com

1st State Bank

423 Main St S, Sauk Centre, MN 56378, USA

+1 (320) 352-5771

www.firststatebanksc.com

Bremer Bank

372 St Peter St, St Paul, MN 55102, USA

+1 (651) 288-3751

www.bremer.com

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