Welcome to Our Online Loan Referral Service

3.9 12 reviews

525 Park St #120, St Paul, MN 55103, USA
+1 (800) 322-7228
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Feedback about Affinity Plus Federal Credit Union?

Here you see the feedback of our customers.

Though their tellers have a line on State paydays (their primary clientele) their office transaction service is great.

Jacklyn Beier

Great customer service

Ms. Sarah Macejkovic DVM

Horrible customer service.

Concepcion Smith PhD

Tanya was introduced to me by a friend as I was looking to refinance my home.

Everett Beer

Tanya was amazing in assisting me as a first time home buyer.

Mr. Caleb Berge III

She was very unprofessional and out dated on her knowledge.

Ray Rowe

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes readers grapple with common information about payday loans.

Payday Loans in Saint Paul, Virginia

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Saint Paul, Virginia are issued easily. The interest rate is dependent on the customer's person-related information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Affinity Plus Federal Credit Union help issue a loan in Saint Paul, Virginia?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The deposit will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor processed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to issue a cash advance. The lending company process many aspects such as financial abilities to approve the request. Cash advance in Saint Paul, Virginia may help improve your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Saint Paul, Minnesota

Bank of the West

1024 Broadway, Wheaton, MN 56296, USA

+1 (320) 563-8271

www.bankofthewest.com

Deerwood Bank of Saint Paul

2310 7th St W, St Paul, MN 55116, USA

+1 (651) 643-8444

deerwoodbank.com

Homeowners Financial Group

67 10th Ave S, Waite Park, MN 56387, USA

+1 (320) 529-3760

www.homeownersfg.com

Members Cooperative Credit Union

301 Elm Ave, Moose Lake, MN 55767, USA

+1 (218) 485-4444

www.membersccu.org

Woodlands National Bank

26040 Main St, Zimmerman, MN 55398, USA

+1 (763) 634-6030

woodlandsnationalbank.com

LPL Financial Myron Roe

301 W Main St, Perham, MN 56573, USA

+1 (218) 346-3330

Central MN Auto Loans

2930 2nd St S, St Cloud, MN 56301, USA

+1 (320) 281-2288

centralmnautoloans.com

Central Minnesota Credit Union

701 Lake St S, Long Prairie, MN 56347, USA

+1 (888) 330-8482

www.mycmcu.org

Citizens State Bank of Waverly

609 Pacific Ave, Waverly, MN 55390, USA

+1 (763) 658-4417

secure.bankwaverly.com

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