Welcome to Our Online Loan Referral Service

3.8 32 reviews

3225 Denmark Ave, Eagan, MN 55121, USA
+1 (651) 770-7000
www.idealcu.com
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2013-07-01

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, MN, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

Ideal Credit Union

Contact Data

[email protected]

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Ideal Credit Union?

Here you grapple with the reviews of our clients.

Thank you Liz for making the auto loan process so easy!

Dr. Selina Murazik

I always get wonderful service from everyone at the Eagan Office!

Mrs. Karianne Wilkinson

It’s convenient to stop there when I am shopping or visiting family in Eagan!

Johann Pouros V

Extremely satisfied with the service from start to finish.

Effie Conn

Highly recommend his services!

Mr. Sherman Durgan

Including the most important people Vincent and Sarine Metzger!

Prof. Patience Bailey

Friendly staff and very nice decor and inside.

Mr. Darwin Schimmel Sr.

Great place to work 😃

Justine Jenkins

They push employees out the door they don't like and don't want there.

Esteban Hermiston

One year at the facility, my family has seen good results.

Noel Conn

- Great location and views, too!

Carolyn Sipes

Great facilities and community.

Edwina Ziemann

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Saint Paul, Virginia

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Saint Paul, Virginia are taken out hassle-free. The interest percentage is dependent on the borrower's person-related information: if you pay back more payday loans, the more efficient terms and rates lenders guarantee.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Ideal Credit Union help issue a payday loan in Saint Paul, Virginia?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Saint Paul, va will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

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