Welcome to Our Online Loan Referral Service

3 70 reviews

2401 McKnight Rd N, St Paul, MN 55109, USA
+1 (651) 770-7000
www.idealcu.com
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2013-07-01

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, MN, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

Ideal Credit Union

Contact Data

[email protected]

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Ideal Credit Union?

Below you find some of the reviews of our customers.

I've been a member since I was a kid thanks to my parents. Great rates on car loans.

Keenan Sporer

Staff is so friendly and very helpful for your banking needs!

Mr. Valentin Funk MD

This place has gone downhill the past 3 years, not the same customer experience.

Dr. Alene Harris

Staff is so friendly and very helpful for your banking needs!

Fleta Lockman

This place has gone downhill the past 3 years, not the same customer experience.

Ms. Madie Schiller

Credit unions are a good thing for most, but not this one.

Ryan Ullrich

Great experience & hassle free.

Johnpaul Harber

I would highly recommend him as a lender for anyone who asks.

Prof. Nicola Rath V

We couldn't be happier!!!!

Dr. Camylle Denesik

The price was very reasonable as well.

Prof. Kaci White DVM

The facility was very clean and kept up with the safety with COVID-19.

Isai Gorczany

Charged us for a small business, that we don't have.

Ms. Era Gutkowski V

Great staff, very professional and personable..

Aimee Dietrich

She made this experience easier then my last year!

Herminia Koss

She knows how to properly prepare taxes and you're done in a timely manner.

Dr. Hannah Robel

Pay Attention

Above there is information about a exact company. Below you can read common features of payday loans.

Payday Loans in Saint Paul, Virginia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Online cash advance loans can be the right solution to your short-term financial problems in Saint Paul , Virginia because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are designed to help meet the needs of individuals with less than perfect credit scores. There are companies who may be willing to offer you a payday loan even if you have a poor credit rating. You will need a stable income to get approved for a bad credit payday loan.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to learn the exact cost of the payday loan even before applying.

APR Calculator

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