Welcome to Our Online Loan Referral Service

4.3 6 reviews

205 2nd St N, Sauk Rapids, MN 56379, USA
+1 (320) 252-2634
www.stcloudfcu.coop

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Feedback about St. Cloud Financial Credit Union?

Here you see the reviews of our customers.

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Mr. Domenico Abshire DDS

Disappointed! Was refused to borrow $1,000. Only $400 was approved.

Prof. Cletus Barrows Jr.

I contacted St. Cloud Financial Credit Union 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Mrs. Jeanie Osinski III

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in Sauk Rapids, Minnesota

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Sauk Rapids, Minnesota are issued easily. The interest rate is conditional on the borrower's personal information: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will St. Cloud Financial Credit Union help issue a payday loan in Sauk Rapids, Minnesota?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor reviewed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to take out a cash advance. The lending company review many aspects such as financial abilities to approve the form. Cash advance in Sauk Rapids, Minnesota may help level up your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Sauk Rapids, Minnesota

S.A.M. Check Cashing Machine

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+1 (507) 451-7220

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Bridgewater Bank

21500 MN-7, Shorewood, MN 55331, USA

+1 (952) 653-0605

www.bridgewaterbankmn.com

Deerwood Bank

2950 US-169, Grand Rapids, MN 55744, USA

+1 (218) 327-4833

www.deerwoodbank.com

Lake Community Bank

1964 Wayzata Blvd #9494, Long Lake, MN 55356, USA

+1 (952) 473-7347

www.lcbankmn.com

Deerwood Bank

1350 Paul Bunyan Dr NW, Bemidji, MN 56601, USA

+1 (218) 759-6919

deerwoodbank.com

Edward Jones - Financial Advisor: Mark Swenson

418 S Sheridan St, Houston, MN 55943, USA

+1 (507) 896-2101

www.edwardjones.com

Integrity Bank Plus

631 Main St, Walnut Grove, MN 56180, USA

+1 (507) 859-2151

www.integritybank.com

First National Bank of Elk River

1121 US-10, Anoka, MN 55303, USA

+1 (763) 241-3637

elkriver.bank

Pawn And Loan LLC

120 E Lincoln Ave #3, Fergus Falls, MN 56537, USA

+1 (218) 998-8899

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