Welcome to Our Online Loan Referral Service

4.5 8 reviews

85 Outer Dr, Silver Bay, MN 55614, USA
+1 (218) 226-4401
www.northshorefcu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about North Shore Federal Credit Union?

Here you get acquainted with the feedback of our clients.

Great Service and friendly staff.

Prof. Madisyn Fritsch PhD

Couldn't be happier with this place and it's people.

Liza Brown

Silver Bay was probably my best experience that is why this post gets 5 stars.

Dawson Welch

Pay Attention

Lenders are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Silver Bay, New York

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Silver Bay, New York is issued simply and quickly. The interest percentage is set depending on the category of the client: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will North Shore Federal Credit Union help take out a payday loan in Silver Bay, New York?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The transfer will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Silver Bay, ny consider this circumstance not a hindrence to take out a loan. The client of a cash advance should be ready to objectively assess financial solvency, take out a loan, repay the debt on schedule and not only resolve current issues, but improve the credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Silver Bay, Minnesota

D M Auto Finance

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+1 (320) 558-6061

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Pawn America

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+1 (218) 727-2274

www.pawnamerica.com

CorTrust Bank

2850 Cutters Grove Ave #100, Anoka, MN 55303, USA

+1 (763) 755-4227

www.cortrustbank.com

Woodlands National Bank

8981 Market St, Sturgeon Lake, MN 55783, USA

+1 (218) 485-3760

www.woodlandsnationalbank.com

Edward Jones - Financial Advisor: John M Hardy

102 Walnut St #101, Winona, MN 55987, USA

+1 (507) 454-5068

www.edwardjones.com

Adrian State Bank

322 Maine Ave, Adrian, MN 56110, USA

+1 (507) 483-2447

www.adrianstatebank.com

U.S. Bank Branch

236 Main St E, Blooming Prairie, MN 55917, USA

+1 (507) 583-6627

locations.usbank.com

First National Bank of Waseca

101 N State St, Waseca, MN 56093, USA

+1 (507) 835-2740

www.fnbwaseca.com

Walmart Money Center

1250 Goemann Rd, Fairmont, MN 56031, USA

+1 (507) 235-2500

www.walmart.com

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