Welcome to Our Online Loan Referral Service

3.8 4 reviews

88 Outer Dr, Silver Bay, MN 55614, USA
+1 (218) 226-4959
www.thelakebank.com

Domain Info

Created Date

1999-10-29

Mailing Address

Minnesota, United States

Company Name

The Lake Bank

The Lake Bank

Contact Data

Feedback about The Lake Bank?

Here you read the reviews of our customers.

This place is very helpful.

Gladyce Reinger

The best I received was a “let me check and I will call you back.”

Wendy VonRueden

Pay Attention

Above-defined info offers the details about a certain lending company. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Silver Bay, New York

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Silver Bay, New York is issued easily and quickly. The interest percentage is defined respecting the category of the client: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will The Lake Bank help issue a payday loan in Silver Bay, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Silver Bay, New York. They assess many other factors before taking out a cash advance. One of them is payment abilities. This is a way to enhance your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Silver Bay, Minnesota

Affinity Plus Federal Credit Union

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+1 (800) 322-7228

First Bank & Trust, Edina

3316 W 66th St, Edina, MN 55435, USA

+1 (952) 831-8253

www.bankeasy.com

Community Bank

951 Madison Ave, Mankato, MN 56001, USA

+1 (507) 625-1551

www.cbfg.net

Bank of the West

450 1st Ave N, Greenwald, MN 56335, USA

+1 (320) 987-3301

www.bankofthewest.com

Creditor Advocates Inc

4719 Park Nicollet Ave SE #115, Prior Lake, MN 55372, USA

+1 (866) 357-7522

www.creditoradvocates.com

American Bank of the North

221 North Main St, Biwabik, MN 55708, USA

+1 (218) 865-6345

www.ambnk.com

U.S. Bank-Matt Arduser-Mortgage Loan Officer

1712 Pine Cone Rd S, St Cloud, MN 56303, USA

+1 (320) 259-7571

mortgage.usbank.com

Fairfield St Clair Inc

701 S 4th Ave # 500, Minneapolis, MN 55415, USA

+1 (612) 607-4546

Wells Fargo Bank

8790 207th St W, Lakeville, MN 55044, USA

+1 (952) 469-2165

www.wellsfargo.com

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