Welcome to Our Online Loan Referral Service

5 2 reviews

163 MN-23, Spicer, MN 56288, USA
+1 (888) 330-8482
mycmcu.org
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Central Minnesota Credit Union?

Here you grapple with the reviews of our customers.

Sarah was awesome to work with!

Melody Bernhard

Absolutely loved working with Sarah.

Dr. Talon Sporer V

Great job done on our refinance!

Serena Brekke

Pay Attention

Lenders are shown in the first three points. Below info defines shared information about payday loans.

Payday Loans in Spicer, Minnesota

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Spicer, Minnesota is issued easily and fast. The interest rate is specified respecting the category of the client: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Central Minnesota Credit Union help issue a loan in Spicer, Minnesota?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Spicer, Minnesota. They estmate many other factors before taking out a loan. One of them is financial capabilities. This is a way to improve your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Spicer, Minnesota

Sterling State Bank ATM

210 9th St SE, Rochester, MN 55904, USA

+1 (866) 396-6800

www.sterlingstatebank.com

Norwest Bank Minnesota South

10880 175th Ct W, Lakeville, MN 55044, USA

+1 (952) 892-6283

Star Bank Verndale

101 Farwell St, Verndale, MN 56481, USA

+1 (218) 445-5151

www.starbank.net

U.S. Bank ATM - Moorhead

403 Center Ave, Moorhead, MN 56560, USA

+1 (800) 872-2657

usbank.com

Edward Jones - Financial Advisor: Greg Pierce, CRPC®

509 Division St S, Northfield, MN 55057, USA

+1 (507) 663-8809

www.edwardjones.com

U.S. Bank ATM - Elk River

19695 Holt St NW, Elk River, MN 55330, USA

+1 (800) 872-2657

usbank.com

Unity Bank

47 County Rd 113 N, Mentor, MN 56736, USA

+1 (218) 637-2971

www.unitybanking.com

Northwestern Bank

4 Main St N, Dilworth, MN 56529, USA

+1 (218) 287-2311

www.nwbanks.com

Mortgage Loans - St Paul

195 Duke St, St Paul, MN 55102, USA

+1 (844) 384-1720

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