Welcome to Our Online Loan Referral Service

5 2 reviews

163 MN-23, Spicer, MN 56288, USA
+1 (888) 330-8482
mycmcu.org
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Central Minnesota Credit Union?

Here you grapple with the reviews of our customers.

Sarah was awesome to work with!

Melody Bernhard

Absolutely loved working with Sarah.

Dr. Talon Sporer V

Great job done on our refinance!

Serena Brekke

Pay Attention

Lenders are shown in the first three points. Below info defines shared information about payday loans.

Payday Loans in Spicer, Minnesota

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Spicer, Minnesota is issued easily and fast. The interest rate is specified respecting the category of the client: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Central Minnesota Credit Union help issue a loan in Spicer, Minnesota?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Spicer, Minnesota. They estmate many other factors before taking out a loan. One of them is financial capabilities. This is a way to improve your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Spicer, Minnesota

Walmart Money Center

501 34th St N, Dilworth, MN 56529, USA

www.walmart.com

North Star Credit Union

1142, 401 Platt Ave E, Nashwauk, MN 55769, USA

+1 (218) 885-1600

northstarcreditunion.org

21st Century Bank

9380 Central Ave NE, Blaine, MN 55434, USA

+1 (763) 767-2178

www.21stcb.com

Edward Jones - Financial Advisor: Troy A Budden, CFP®

107 8th Ave SE Hwy 75, Pipestone, MN 56164, USA

+1 (507) 825-5803

www.edwardjones.com

Pine River State Bank Nowthen

8141 Viking Blvd NW, Elk River, MN 55330, USA

+1 (763) 241-5266

www.pineriverstatebank.com

Security State Bank of Warroad

502 Lake St NE, Warroad, MN 56763, USA

+1 (218) 386-1818

www.ssbwarroad.com

Bremer Bank

372 St Peter St, St Paul, MN 55102, USA

+1 (651) 288-3751

www.bremer.com

21st Century Bank Lexington/Blaine MN

4125 Ball Rd NE #300, Circle Pines, MN 55014, USA

+1 (763) 717-2178

21stcb.com

Wells Fargo Bank

122 E Main St, Albert Lea, MN 56007, USA

+1 (507) 373-1423

www.wellsfargo.com

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