Domain Info
Created Date
1995-12-09
Mailing Address
REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, MN, REDACTED FOR PRIVACY, United States
Company Name
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Contact Data
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
What people think about Heritage Bank NA?
Below you get acquainted with some of the reviews of our customers.
APR too high. People usually borrow money because they’re having a hard time. These loans put you further into debt. Maybe they should lower their APR a little…
Gisselle Kozey
Be careful! It’s a spam! They call me 24/7 from various phone numbers. Tired of blocking these numbers. Never give them your contact information!!
Millie Nader
I took loans from Heritage Bank NA many times. Previously it was ok. Last time they said I was eligible. Promised the funds would be in my account within 8 hours. It’s been three days – no money. They do not answer emails. Why???
Prof. Jaden Kutch V
Interest too high. People usually take loans because they’re having a bad time. These loans put you further into debt. Maybe they should lower their rates a little…
Demarcus Zemlak MD
Seems a fraudulent website. They ask for too many sensitive data. I think it’s dangerous to submit such details [online|on the Internet. You’d better find another website.
Miracle Johnston MD
Pay Attention
Below you can review general information about payday loans and their common aspects.
Payday Loans in Spicer, Minnesota
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in Spicer, Minnesota is are easy to get. The interest rate is individual for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
200%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit rating. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.
To get approved for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.
APR Calculator
Other Payday Lenders in Spicer, Minnesota
Wadena State Bank in Deer Creek
121 East Main, P.O. Box 276, Deer Creek, MN 56527, USA
+1 (218) 462-2155
www.wadenastatebank.com
The Bank of Elk River - Main Street Office
630 Main St NW, Elk River, MN 55330, USA
+1 (763) 441-1000
www.thebankofelkriver.com
American Federal Bank
304 N Broadway, Crookston, MN 56716, USA
+1 (218) 281-3305
www.americanfederalbank.com
Farmers & Merchants Bank
101 N Marshall Ave, Springfield, MN 56087, USA
+1 (507) 723-4800
www.fmb-ebank.com
AgCountry Farm Credit Services
406 N McKinley St, Warren, MN 56762, USA
+1 (218) 745-5144
www.agcountry.com
