Welcome to Our Online Loan Referral Service

3.4 5 reviews

110 W South St, Spicer, MN 56288, USA
+1 (320) 214-3903
www.heritagebankna.com
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1995-12-09

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, MN, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Heritage Bank NA?

Below you get acquainted with some of the reviews of our customers.

APR too high. People usually borrow money because they’re having a hard time. These loans put you further into debt. Maybe they should lower their APR a little…

Gisselle Kozey

Be careful! It’s a spam! They call me 24/7 from various phone numbers. Tired of blocking these numbers. Never give them your contact information!!

Millie Nader

I took loans from Heritage Bank NA many times. Previously it was ok. Last time they said I was eligible. Promised the funds would be in my account within 8 hours. It’s been three days – no money. They do not answer emails. Why???

Prof. Jaden Kutch V

Interest too high. People usually take loans because they’re having a bad time. These loans put you further into debt. Maybe they should lower their rates a little…

Demarcus Zemlak MD

Seems a fraudulent website. They ask for too many sensitive data. I think it’s dangerous to submit such details [online|on the Internet. You’d better find another website.

Miracle Johnston MD

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Spicer, Minnesota

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Spicer, Minnesota is are easy to get. The interest rate is individual for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit rating. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

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Wings Financial Credit Union

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Bremer Bank

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Affinity Plus Federal Credit Union

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+1 (800) 322-7228

www.affinityplus.org

Check Verifier Line

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+1 (218) 587-2439

Bremer Bank

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+1 (507) 529-1515

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SouthPoint Financial Credit Union

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+1 (877) 794-6712

www.southpointfinancial.com

Thrivent Financial

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www.thrivent.com

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