Domain Info
Created Date
2013-02-01
Mailing Address
202 2nd Ave S, COLD SPRING, MN, 56320-2547, United States
Company Name
Granite Community Bank
Granite Community Bank
What people think about Granite Community Loan Center?
Below you find some of the reviews of our customers.
Seek elsewhere!! They approve me for a loan but it’s been 2 days and still no funds in my account! Tired of waiting…. Not sure I will ever get my funds.
Madaline Romaguera
Interest too high. People usually take cash advances because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Cleta Kautzer
I tried to borrow cash from Granite Community Loan Center. They rejected me. Why then advertise they approve everyone even those with poor credit?? Choose another lender. Later, got many calls with an offer to apply for a payday loan. I do not recommend this lender.
Miss Camille Kirlin
Seems a fake website. They ask for too many personal details. I think it’s risky to spread such information [online|on the Internet. You’d better find another service.
Quinn Schumm
Important
Below you can read general information about payday loans and their common features.
Payday Loans in Spicer, Minnesota
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans are the easiest loans to qualify for in Spicer, Minnesota. The entire process is hassle-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
200%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a poor credit history an increased chance to get approved for payday loans. A payday loan may be the only financial product available for some consumers to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments in a timely manner.
To get accepted for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your loan.
APR Calculator
Other Payday Lenders in Spicer, Minnesota
Edward Jones - Financial Advisor: Bart Weelborg, AAMS®
1031 County Road 5, St Peter, MN 56082, USA
+1 (507) 931-7348
www.edwardjones.com
Long Moune Financial
7038 Brooklyn Blvd, Minneapolis, MN 55429, USA
NorthRidge Community Credit Union - Ely
1321 E Sheridan St, Ely, MN 55731, USA
+1 (877) 672-2848
www.nrccu.org
Northwoods Bank of MN
1200 1st St E, Park Rapids, MN 56470, USA
+1 (218) 732-7221
www.northwoodsbank.com
