Domain Info
Created Date
2013-02-01
Mailing Address
202 2nd Ave S, COLD SPRING, MN, 56320-2547, United States
Company Name
Granite Community Bank
Granite Community Bank
What people think about Granite Community Loan Center?
Below you find some of the reviews of our customers.
Seek elsewhere!! They approve me for a loan but it’s been 2 days and still no funds in my account! Tired of waiting…. Not sure I will ever get my funds.
Madaline Romaguera
Interest too high. People usually take cash advances because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Cleta Kautzer
I tried to borrow cash from Granite Community Loan Center. They rejected me. Why then advertise they approve everyone even those with poor credit?? Choose another lender. Later, got many calls with an offer to apply for a payday loan. I do not recommend this lender.
Miss Camille Kirlin
Seems a fake website. They ask for too many personal details. I think it’s risky to spread such information [online|on the Internet. You’d better find another service.
Quinn Schumm
Important
Below you can read general information about payday loans and their common features.
Payday Loans in Spicer, Minnesota
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans are the easiest loans to qualify for in Spicer, Minnesota. The entire process is hassle-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
200%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a poor credit history an increased chance to get approved for payday loans. A payday loan may be the only financial product available for some consumers to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments in a timely manner.
To get accepted for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your loan.
APR Calculator
Other Payday Lenders in Spicer, Minnesota
Central Minnesota Credit Union
1025 W Main St, Paynesville, MN 56362, USA
+1 (888) 330-8482
www.mycmcu.org
ATM Affinity Plus Federal Credit Union
410 W Lincoln Ave, Fergus Falls, MN 56537, USA
+1 (800) 322-7228
www.affinityplus.org
Bay Equity Home Loans
434 Hale Ave N STE 100, Oakdale, MN 55128, USA
+1 (651) 755-3086
www.bayequityhomeloans.com
Farm Credit Employee FCU
375 Jackson St #100, St Paul, MN 55101, USA
+1 (651) 282-8881
www.fcefcu.com
S.A.M. Check Cashing Machine
1100 7th Ave S, Princeton, MN 55371, USA
+1 (763) 389-1350
www.samcodirect.com
AgCountry Farm Credit Services
907 Prairie Pines Dr, Fosston, MN 56542, USA
+1 (218) 435-1686
www.agcountry.com
Edward Jones - Financial Advisor: Woody Balut
2305 Commerce Blvd, Mound, MN 55364, USA
+1 (952) 472-0400
www.edwardjones.com
