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5 reviews
Loan agency in Spicer, Minnesota

155 Lake Ave N, Spicer, MN 56288, USA
+1 (320) 796-2265
www.granitecommunitybank.com
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM

Domain Info

Created Date

2013-02-01

Mailing Address

202 2nd Ave S, COLD SPRING, MN, 56320-2547, United States

Company Name

Granite Community Bank

Granite Community Bank

Contact Data

jime@granitecommunitybank.com

+1.3206858611

What people think about Granite Community Loan Center?

Below you find some of the reviews of our customers.

Seek elsewhere!! They approve me for a loan but it’s been 2 days and still no funds in my account! Tired of waiting…. Not sure I will ever get my funds.

Madaline Romaguera

Interest too high. People usually take cash advances because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their interest rates a little…

Cleta Kautzer

I tried to borrow cash from Granite Community Loan Center. They rejected me. Why then advertise they approve everyone even those with poor credit?? Choose another lender. Later, got many calls with an offer to apply for a payday loan. I do not recommend this lender.

Miss Camille Kirlin

Seems a fake website. They ask for too many personal details. I think it’s risky to spread such information [online|on the Internet. You’d better find another service.

Quinn Schumm

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Spicer, Minnesota

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans are the easiest loans to qualify for in Spicer, Minnesota. The entire process is hassle-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a poor credit history an increased chance to get approved for payday loans. A payday loan may be the only financial product available for some consumers to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments in a timely manner.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your loan.

APR Calculator

Other Payday Lenders in Spicer, Minnesota

Bank of the West

14 Central Ave S, Elbow Lake, MN 56531, USA

+1 (218) 685-4434

www.bankofthewest.com

Northwoods Credit Union - Stanley

902 Stanley Ave, Cloquet, MN 55720, USA

+1 (218) 879-4181

www.northwoodscu.org

U.S. Bank ATM - Lakeville

20191 Iberia Ave, Lakeville, MN 55044, USA

+1 (800) 872-2657

usbank.com

Affinity Plus Federal Credit Union

4231 Winnetka Ave N, Minneapolis, MN 55428, USA

+1 (800) 322-7228

www.affinityplus.org

Premier Banks Andover

1777 Bunker Lake Blvd NW, Andover, MN 55304, USA

+1 (763) 235-9292

www.premierbanks.com

Triumph State Bank

100 2nd St, Butterfield, MN 56120, USA

+1 (507) 956-2801

triumphbanks.aghost.net

Home Federal Savings Bank

1016 Civic Center Dr NW, Rochester, MN 55901, USA

+1 (507) 535-1309

www.justcallhome.com

First Independent Bank

339 Aetna St, Ruthton, MN 56170, USA

+1 (507) 658-3311

www.fibmn.com

AgQuest Financial Services

711 Front St, Morgan, MN 56266, USA

+1 (877) 626-7453

agquest.biz

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