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Created Date
1999-07-19
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Feedback about Home Federal Savings Bank?
Here you read the reviews of our customers.
Daily spam! I do not have time to block the numbers, so the next day they call from another number.
Diamond D'Amore
High interest rate. When paying off a payday loan, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another site.
Leopold Casper V
I contacted Home Federal Savings Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, address the company in a month. Why?
Mr. Emmett Fisher
I borrowed $300 for several days. When the funds were returned, they applied a great commissions, I had to pay almost $400.
Dr. Arnoldo Kuvalis III
Pay Attention
The first three points describe the certain lender. In other turn, below-defined info makes users get acquainted shared information about payday loans.
Payday Loans in Spring Valley, New York
Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
This financial product in Spring Valley, New York is taken out simply and quickly. The interest rate is set considering the category of the customer: the more loans are successfully paid off, the more favorable terms will be ensured to you.
APR
25% small loan cap
How will Home Federal Savings Bank help issue a loan in Spring Valley, New York?
- Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be deposited to card. You won't be asked to visit any store.
- No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill in an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
- Fast and high approval level. The positive offer counts almost 98%.
- Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.
What data to fill in in the application? - General Info
To submit an application, every customer should fill out the following data:
Then you have to submit an application and recieve an offer.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Spring Valley, New York. The company will assess many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit rating into a favorable one.
The following general points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.
APR Calculator
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