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4.2 5 reviews

5795 Minnesota Ave N, Stillwater, MN 55082, USA
+1 (651) 430-9500
www.lakeareabank.com
Friday
8AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM

Domain Info

Created Date

1996-12-11

Mailing Address

Company Name

Contact Data

Feedback about Lake Area Bank?

Here you grapple with the reviews of our customers.

Fast, efficient service, and competitive rates.

Corene Feil

The bankers are very kind and the customer service is good.

Joanne West

I love love love everyone at LAB!

Prof. Josefina Hamill

Pay Attention

Above there are details about a certain lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Stillwater, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Problem-free financial products are known as payday loans in Stillwater, ny. They are issued at individually-set interest rates. They are dependent on customer's data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will Lake Area Bank help issue a loan in Stillwater, New York?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Stillwater, ny will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Stillwater, Minnesota

Preferred Credit Inc

628 Roosevelt Rd, St Cloud, MN 56301, USA

+1 (800) 972-0825

www.preferredcredit.com

Central Minnesota Credit Union

460 Franklin St N, Glenwood, MN 56334, USA

+1 (888) 330-8482

mycmcu.org

Pawn America

789 53rd Ave NE, Fridley, MN 55421, USA

+1 (763) 571-8311

www.pawnamerica.com

Old National Bank

775 Prairie Center Dr Ste 100, Eden Prairie, MN 55344, USA

+1 (651) 846-8268

www.oldnational.com

OneMain Financial

1415 1st St S #2, Willmar, MN 56201, USA

+1 (320) 231-2297

www.onemainfinancial.com

Central Minnesota Credit Union

701 Lake St S, Long Prairie, MN 56347, USA

+1 (888) 330-8482

www.mycmcu.org

21st Century Bank Ham Lake, MN

17635 Central Ave NE, Ham Lake, MN 55304, USA

+1 (763) 434-2178

21stcb.com

First State Bank

117 S Minnesota Ave, Okabena, MN 56161, USA

+1 (507) 853-4421

www.firststatebank.biz

Thrivent Financial

1130 28th Ave S, Moorhead, MN 56560, USA

+1 (218) 512-0771

connect.thrivent.com

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