Welcome to Our Online Loan Referral Service

3.9 7 reviews

801 11th St, Two Harbors, MN 55616, USA
+1 (218) 834-2266
www.thfcu.org
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Two Harbors Federal Credit Union?

Here you read the feedback of our clients.

No matter how much asked for a payday loan. Constantly refused. No idea why?

Miss Naomie Corkery

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Dr. Turner Rutherford

No matter how much asked for a loan. Constantly denied. No idea why?

Prof. Verna Gusikowski DDS

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes users grapple with common information about payday loans.

Payday Loans in Two Harbors, Minnesota

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Two Harbors, Minnesota are issued hassle-free. The interest percentage depends on the borrower's person-related information: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Two Harbors Federal Credit Union help take out a loan in Two Harbors, Minnesota?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to review the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this drawback is not taken as the only one by payday lenders to issue a loan. The lending company process many aspects such as financial capabilities to approve the form. Payday loans in Two Harbors, Minnesota may help enhance your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Two Harbors, Minnesota

Frandsen Bank & Trust

116 W Central St, Lonsdale, MN 55046, USA

+1 (507) 744-2361

www.frandsenbank.com

Cornerstone State Bank

401 4th St NW, Montgomery, MN 56069, USA

+1 (888) 722-2772

www.cornerstonestatebank.com

Premier Bank Osseo

301 Central Ave, Osseo, MN 55369, USA

+1 (763) 493-3456

www.premierbanks.com

U.S. Bank Branch

3445 Bunker Lake Blvd NW, Andover, MN 55304, USA

+1 (763) 421-0198

locations.usbank.com

Central Minnesota Credit Union

80 Jefferson St S, Wadena, MN 56482, USA

+1 (888) 330-8482

www.mycmcu.org

First Security Bank-Sleepy Eye

100 Main St E, Sleepy Eye, MN 56085, USA

+1 (507) 794-3911

www.firstsecuritybanks.com

Star Bank Eden Prairie

250 Prairie Center Dr, Eden Prairie, MN 55344, USA

+1 (952) 358-2265

www.starbank.net

Home Federal Savings Bank

2805 Dodd Rd # 160, St Paul, MN 55121, USA

+1 (651) 405-2000

www.justcallhome.com

Community Resource Bank

1230 4th St S, Cannon Falls, MN 55009, USA

+1 (507) 263-3624

www.community-resourcebank.com

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