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1 reviews

176 S Broadway St, Vesta, MN 56292, USA
+1 (507) 762-3111

Feedback about United Southwest Bank?

Here you grapple with the reviews of our clients.

A good payday lender. The service quickly processed the application and deposited the funds to my card.

Dr. Erik Aufderhar III

United Southwest Bank is quite good, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on due date. The managers in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Jimmy Herman

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in Vesta, Virginia

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

This financial product in Vesta, Virginia is issued easily and fast. The interest rate is defined considering the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will United Southwest Bank help take out a loan in Vesta, Virginia?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Vesta, va will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Vesta, Minnesota

Building Trades Federal Credit Union

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+1 (763) 315-3888

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U.S. Bank ATM - Monticello

307 Pine St, Monticello, MN 55362, USA

+1 (800) 872-2657

usbank.com

Associated Bank

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+1 (651) 735-5000

www.associatedbank.com

Old National Bank

5920 Brooklyn Blvd, Minneapolis, MN 55429, USA

+1 (952) 656-2346

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Citizens Alliance Bank

631 2nd Ave W, Echo, MN 56237, USA

+1 (507) 925-4133

www.citizensalliancebank.com

Stearns Home Loans - Edina, MN

7701 York Ave S #150, Edina, MN 55435, USA

+1 (612) 270-5650

www.stearns.com

Raymond James Financial Services

2210 MN-29, Alexandria, MN 56308, USA

+1 (320) 762-3704

www.raymondjames.com

SouthPoint Financial Credit Union

920 Main St E, Sleepy Eye, MN 56085, USA

+1 (877) 794-6712

www.southpointfinancial.com

TopLine Federal Credit Union

9353 Jefferson Hwy, Maple Grove, MN 55369, USA

+1 (763) 391-9494

www.toplinecu.com

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