Welcome to Our Online Loan Referral Service

4.1 8 reviews

304 1st St SE, Wadena, MN 56482, USA
+1 (218) 631-1860
www.wadenastatebank.com
Friday
9AM–5:30PM
Saturday
8AM–12PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Domain Info

Created Date

1999-07-26

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Wadena State Bank?

Here you grapple with the reviews of our clients.

Only an ID is needed to submit an application. Was on a working trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Kianna Douglas

Wadena State Bank is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on schedule. The employees in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Else Prosacco

Only an ID is needed to apply. Was on a working trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Ansley Wehner

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at fair rate, so far it has been paid off on time, it can be either extended or paid back ahead of schedule.

Mitchell Thompson

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes readers get acquainted common information about payday loans.

Payday Loans in Wadena, Iowa

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is easy and quick to take out payday loans in Wadena, Iowa. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Wadena State Bank help take out a loan in Wadena, Iowa?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor processed by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by microfinance organizations to issue a cash advance. The lending company process many aspects such as financial capabilities to approve the request. Payday loans in Wadena, Iowa may help level up your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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