Welcome to Our Online Loan Referral Service

3.1 25 reviews

526 Orrin St, Winona, MN 55987, USA
+1 (507) 454-3365
www.altra.org
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM

Domain Info

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Mailing Address

Company Name

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Feedback about Altra Federal Credit Union?

Here you see the feedback of our clients.

When there are certain employees there, the customer service is excellent.

Brody Roob

We joined many years ago as small business and personal account holders.

Donny Aufderhar

They are just money hungry scammers.

Maybelle Runte

Pay Attention

Above-specified info offers the details about a certain lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Winona, West Virginia

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Winona, West Virginia is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates you will get.

APR

31% APR for loans up to $2,000

How will Altra Federal Credit Union help issue a loan in Winona, West Virginia?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Winona, wv will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Winona, Minnesota

Thrivent Financial

242 Lewis St S, Shakopee, MN 55379, USA

www.thrivent.com

Viking Pawn

403 Broadway St, Alexandria, MN 56308, USA

+1 (320) 762-8811

www.vikingpawn.com

American National Bank of MN

727 Western Avenue North, Fergus Falls, MN 56537, USA

+1 (218) 739-3221

www.anbmn.com

Deerwood Bank

131 6th Ave S #100, Waite Park, MN 56387, USA

+1 (320) 252-4200

deerwoodbank.com

Minnesota National Bank

1001 S Broadway, Pelican Rapids, MN 56572, USA

+1 (218) 863-6688

www.mn-bank.com

Northwoods Bank of Minnesota

112 Bunyan Trails Rd, Nevis, MN 56467, USA

+1 (218) 652-2265

www.northwoodsbank.com

Wings Financial Credit Union

1100 Vanrooy Dr, Thief River Falls, MN 56701, USA

+1 (800) 692-2274

www.wingsfinancial.com

Minnco Credit Union

38807 9th Ave, North Branch, MN 55056, USA

+1 (651) 674-0872

www.minnco.com

Pine Country Bank

412 US-10, Royalton, MN 56373, USA

+1 (320) 584-5522

www.pinecountrybank.com

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