Welcome to Our Online Loan Referral Service

4.9 8 reviews

122 2nd St E, Winthrop, MN 55396, USA
+1 (507) 788-0943
www.midcountry.bank
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

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Feedback about MidCountry Bank (Lobby Open)?

Here you get acquainted with the reviews of our clients.

The staff is helpful, efficient, and a pleasure to work with.

Mariela Johns

I am grateful for the personal touch to her customer service!

Jedediah West II

There is rarely a wait and the transactions are always quick and easy!

Prof. Charity Herman PhD

Love this place 3rd yr coming here and im in love with the staff

Collin McGlynn

Extremely rude and unprofessional.

Hosea Krajcik

Flexible and knowledgable with a reasonable price

Ariane Block PhD

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Winthrop, New York

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Winthrop, ny. They are taken out at individual interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will MidCountry Bank (Lobby Open) help take out a payday loan in Winthrop, New York?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Winthrop, ny will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Winthrop, Minnesota

First State Bank

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+1 (507) 853-4421

www.firststatebank.biz

North Star Credit Union

1142, 401 Platt Ave E, Nashwauk, MN 55769, USA

+1 (218) 885-1600

northstarcreditunion.org

First Security Bank

215 13th St S, Benson, MN 56215, USA

+1 (320) 843-4411

www.firstsecuritybanks.com

Onemain Financial

606 Crossroads Campus Dr #103, Buffalo, MN 55313, USA

+1 (763) 682-0273

www.onemainfinancial.com

First State Bank-Swanville

306 De Graff Ave, Swanville, MN 56382, USA

+1 (320) 547-2442

www.fsbswanville.com

Edward Jones - Financial Advisor: Kim J Cosens

685 W Bridge St Suite 1A, Owatonna, MN 55060, USA

+1 (507) 451-1324

www.edwardjones.com

Edward Jones - Financial Advisor: Adam J Neubauer, AAMS®

1976 Excel Dr Suite 100, Mankato, MN 56001, USA

+1 (507) 385-1331

www.edwardjones.com

American Equity Bank

5900 Green Oak Dr #100, Minnetonka, MN 55343, USA

+1 (952) 939-7200

www.equitybankmn.com

Wells Fargo Bank

400 1st St S, St Cloud, MN 56301, USA

+1 (320) 259-3100

www.wellsfargo.com

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