Welcome to Our Online Loan Referral Service

5 4 reviews

28 MS-528, Bay Springs, MS 39422, USA
+1 (601) 764-2265
www.bankmagnolia.com
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM

Domain Info

Created Date

2007-06-25

Mailing Address

Company Name

Contact Data

Feedback about Magnolia State Bank?

Here you grapple with the feedback of our customers.

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid off on schedule, it can be either extended or paid back ahead of schedule.

Lillian Baumbach

Thanks to the specialists for the reputable service. They helped out in difficult times. For application you only need an ID.

Madelyn Schneider DVM

A good payday lender. It quickly reviewed the application and deposited the funds to my bank account.

Adrien Murray Jr.

I apply quite often. I am pleased with the terms. There is online day and night service.

Emil Tillman

I have a problem with paying a loan at another service. It is inconvenient to borrow from relativies. Therefore, I decided to address Magnolia State Bank. They really helped.

Jamarcus Greenholt DVM

Magnolia State Bank is quite good, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on time. The managers in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Alessandra Greenfelder

Pay Attention

Further there will be presented the details about not a definite lender. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Bay Springs, Mississippi

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is simple and fast to issue payday loans in Bay Springs, Mississippi. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

521% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

30 days

How will Magnolia State Bank help take out a payday loan in Bay Springs, Mississippi?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Bay Springs, ms will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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