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Below you can see general information about payday loans and their common features.
Payday Loans in Cleveland, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in Cleveland, New York is are simple to access. The APR is specific for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
25% small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to people with a poor credit history. Payday loan approvals depend very much on specific circumstances. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.
APR Calculator
Other Payday Lenders in Cleveland, Mississippi
1st Franklin Financial
7047 Commerce Dr Suite D, Olive Branch, MS 38654, USA
+1 (662) 895-7022
locations.1ffc.com
1st Franklin Financial
706 Highway 12 West, Suite C, Starkville, MS 39759, USA
+1 (662) 323-5746
locations.1ffc.com
Family Choice Financial
284 W Beacon St Ste 1, Philadelphia, MS 39350, USA
+1 (601) 656-1095
www.familychoicefinancial.com
Advance America
1008 Highway 72 East, Corinth, MS 38834, USA
+1 (662) 286-2440
www.advanceamerica.net
