What people think about Bingo Pay Advance?
Below you read some of the reviews of our customers.
I needed $900 to buy a bike. The only way out was to apply for a payday loan. Found a lot of lenders on the Internet. Bingo Pay Advance seemed the most honest lender in Columbus.
Miss Marquise Hettinger
The process was trouble-free, fast. No guarantors needed. Thank you so much. Love their online customer support. No troubles. Would apply again.
Franco Dickinson
They only ask for an ID to get accepted. Last week I was broke and needed extra money to hold on. These guys approved me although I had a bad credit score. Quick and transparent process. Very happy!!
Tremayne Stroman
It decided to fix my credit because I had no chances of getting approved for a student loan. So I applied for a payday loan via Bingo Pay Advance. Took out 2 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very satisfied.
Madonna Gusikowski PhD
Important
Below you can review general information about payday loans and their common features.
Payday Loans in Columbus, New Jersey
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Online payday loans can be the easiest solution to your sudden financial problems in Columbus , New Jersey because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the company's policy.
APR
30% usury cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit history. Payday loan approvals depend very much on other circumstances. Lenders will look at your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your cash advance.
APR Calculator
Other Payday Lenders in Columbus, Mississippi
BancorpSouth Bank
1451 Canton Mart Rd, Jackson, MS 39211, USA
+1 (601) 968-1538
www.bancorpsouth.com
Cadence Bank - Starkville Crossing Branch
818 MS-12, Starkville, MS 39759, USA
+1 (662) 324-4275
cadencebank.com
Karl Causey - Regions Bank
1595 W Government St, Brandon, MS 39042, USA
+1 (601) 790-8319
www.regions.com
Advance America
1820 A, Commerce St, Grenada, MS 38901, USA
+1 (662) 294-9005
www.advanceamerica.net
First Heritage Credit
448 MS-12, Starkville, MS 39759, USA
+1 (662) 324-7788
www.1stheritagecredit.com
