Welcome to Our Online Loan Referral Service

Loan agency in Columbus, Mississippi

112 Idlewild Rd, Columbus, MS 39702, USA
+1 (662) 328-4444

Feedback about First Choice?

Here you see the reviews of our customers.

Only an ID is needed to submit an application. Was on a working trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Jonas Douglas I

First Choice applied for a payday loan secured by a vehicle for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Prof. Cydney Frami I

Yesterday I needed extra money, I decided to addressed First Choice. They quickly approved the amount necessary, and besides, they offered favorable terms at a low interest rate.

Prof. Darrin O'Kon

The payday loan is transferred easily and quickly. There is a minus - a great interest rate when paying off a loan.

Evan Corkery

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes readers get acquainted shared information about payday loans.

Payday Loans in Columbus, New Jersey

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Columbus, New Jersey is issued easily and quickly. The interest percentage is set considering the category of the client: the more loans are successfully paid back, the more reasonable terms will be offered to you.


30% usury cap

How will First Choice help issue a loan in Columbus, New Jersey?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The deposit will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Payday lenders in Columbus, nj review this circumstance not a drawback to take out a loan. The client of a cash advance should be ready to objectively estimate financial abilities, take out a loan, repay the debt on schedule and not only solve current difficulties, but improve the credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Columbus, Mississippi

Mississippi Title Loans, Inc.

1915 US-45, Columbus, MS 39701, USA

+1 (662) 327-7999


Aace Check Advance Canton Inc

3086 US-80, Pearl, MS 39208, USA

+1 (601) 933-1133

Choctaw Check Advance

9091 MS-15, Ackerman, MS 39735, USA

+1 (662) 285-2274

BancorpSouth Bank

2600 N State St, Jackson, MS 39216, USA

+1 (601) 968-1545


Gary's Pawn & Gun

2221 US-45, Columbus, MS 39705, USA

+1 (662) 327-4279


98 Check Service & Car Title

913 S Locust St A, McComb, MS 39648, USA

+1 (601) 684-4633


Tower Loan

1030 Goodman Rd, Horn Lake, MS 38637, USA

+1 (662) 349-1012


BancorpSouth Bank

120 Lehmberg Rd, Columbus, MS 39702, USA

+1 (662) 329-5379


Auto Cash

Greenwood, MS 38930, USA

+1 (662) 453-2222