Welcome to Our Online Loan Referral Service

5 3 reviews

407 Main St, Heidelberg, MS 39439, USA
+1 (601) 787-3471
www.bankmagnolia.com
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM

Domain Info

Created Date

2007-06-25

Mailing Address

Company Name

Contact Data

Feedback about Magnolia State Bank?

Here you grapple with the feedback of our clients.

Magnolia State Bank applied for a cash advance secured by a car for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Madisen Bednar

Thanks to the team of Magnolia State Bank. Fast solution of the arisen problems, quick approval on the loan. I definitely recommend this service.

Dr. Kade Rohan Jr.

I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Jamaal Zulauf

Yesterday I needed money, I decided to contact Magnolia State Bank. They quickly approved the amount needed, and besides, they offered favorable terms at a low interest rate.

Dora Keeling

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Heidelberg, Mississippi

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Payday loans in Heidelberg, Mississippi are taken out problem-free. The interest percentage is conditional on the borrower's personal data: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies offer.

APR

521% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

30 days

How will Magnolia State Bank help take out a loan in Heidelberg, Mississippi?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor reviewed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by microfinance organizations to take out a loan. The lending company process many aspects such as financial capabilities to approve the application. Cash advance in Heidelberg, Mississippi may help level up your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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1st Franklin Financial

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ATM (Regions Bank)

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ATM (Hancock Bank)

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First Security Bank

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