Welcome to Our Online Loan Referral Service

5 reviews

301 Main St, Heidelberg, MS 39439, USA
+1 (601) 787-3431

What people think about Omni Bank?

Below you see some of the testimonials of our customers.

They approve applicants instantly and transfer money the next day. But be careful – they charge high penalties for missed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Dr. Josianne Johnston

Thanks!! The funds were transferred to my bank account as agreed – within 3 hours. I paid off the loan early and had no complaints. The process is easy and legit. Be a responsible borrower and you will have no issues.

Hayden Murphy Jr.

I want to say Many Thanks to the team of Omni Bank. They offer immediate solution to any sudden money issues. Love them for their immediate decision. Applied for a payday loan and got accepted although my credit was poor. I will definitely use this service if I need money again.

Miss Alva Collins

They only ask for an ID to apply. Last week I was fined and needed extra money to survive. These guys accepted me although I had a bad credit score. Fast and easy process. Very happy!!

Dawn Upton

Used Omni Bank for the third time. The company is honest. They always keep you informed on your debt. No fraud. You can always extend your loan. They are always there when I need extra money.

Dolores Wunsch

Good lender with affordable rates. They money within 3 hours, as promised. I will use Omni Bank again if I need financial assistance.

Karine Reynolds

Pay Attention

Now you can read general aspects of payday loans.

Payday Loans in Heidelberg, Mississippi

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is simple and fast to get approved for payday loans in Heidelberg, Mississippi. The APR will be set individually for each consumer and will depend on the personal details the client entered.

APR

521% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

30 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to individuals with a poor credit score. Payday loan approvals depend very much on other circumstances. Payday companies will look at your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the real cost of your loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

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