Welcome to Our Online Loan Referral Service

3.3 3 reviews

146 W College Ave, Holly Springs, MS 38635, USA
+1 (662) 252-4211
www.firststatebankms.com
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–5:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2004-01-14

Mailing Address

146 W. College Avenue, Holly Springs, MS, 38635, United States

Company Name

First State Bank

First State Bank

Contact Data

[email protected]

662-686-9009

662-686-5656

Feedback about First State Bank?

Here you read the reviews of our customers.

How can I get a loan with this bank I trying buy a car because my old old engine with out need borrow $500

Raoul Wehner PhD

They are easy to work with and understand people who are self-employed.

Vance Reichert

Specially the new window lady.

Spencer Leffler

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes readers get acquainted general information about payday loans.

Payday Loans in Holly Springs, North Carolina

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and fast to issue payday loans in Holly Springs, North Carolina. The rates are accured on an individual basis: if a client repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

36% APR small loan cap

How will First State Bank help take out a loan in Holly Springs, North Carolina?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor reviewed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by lenders to take out a cash advance. The lender process many aspects such as financial solvency to approve the request. Cash advance in Holly Springs, North Carolina may help level up your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.

APR Calculator

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