Feedback about Laurel Check Cashing & Exchange?
Here you read the feedback of our customers.
I contacted Laurel Check Cashing & Exchange 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?
Justen Mitchell
Disappointed! Was declined to borrow $1,000. Only $400 was approved.
Ms. Shaylee Kemmer
I issued $300 for several days. When the cash advance was returned, they applied a gigantic fees, I had to pay almost $400.
Dorothea Gerlach
Pay Attention
Above there are details about a definite lender. Below every reader may get acquainted with the essence of payday loans.
Payday Loans in Laurel, New York
According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.
Such financial products as payday loan in Laurel, New York is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates a client will recieve.
APR
25% small loan cap
How will Laurel Check Cashing & Exchange help take out a payday loan in Laurel, New York?
- 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a account, so a personal visit to the department is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every borrower should fill in the following data:
Then you have to submit an application and recieve an offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
A adverse factor considered by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by payday lenders to take out a cash advance. The lender process many aspects such as financial abilities to approve the request. Payday loans in Laurel, New York may help enhance your credit history.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Laurel, Mississippi
First State Bank
2364 Buckatunna Chicora Clara Rd, Buckatunna, MS 39322, USA
+1 (601) 648-2210
www.firststatebnk.bank
Regions Bank
219 General Robert E. Blount Drive, Bassfield, MS 39421, USA
+1 (601) 943-8540
www.regions.com
A Dollar Cash Advance
759 Old Hwy 49, Richland, MS 39218, USA
+1 (601) 420-3177
www.approvedcashadvance.com
First Security Bank
250 Norfleet Dr, Senatobia, MS 38668, USA
+1 (662) 301-0020
www.firstsecuritybk.com
