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Loan agency in Laurel, Mississippi

134 Beacon St # 134C, Laurel, MS 39440, USA
+1 (601) 426-2432
Friday
9AM–7PM
Saturday
10AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Feedback about Laurel Check Cashing & Exchange?

Here you read the feedback of our customers.

I contacted Laurel Check Cashing & Exchange 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?

Justen Mitchell

Disappointed! Was declined to borrow $1,000. Only $400 was approved.

Ms. Shaylee Kemmer

I issued $300 for several days. When the cash advance was returned, they applied a gigantic fees, I had to pay almost $400.

Dorothea Gerlach

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Laurel, New York

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Laurel, New York is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates a client will recieve.

APR

25% small loan cap

How will Laurel Check Cashing & Exchange help take out a payday loan in Laurel, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor considered by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by payday lenders to take out a cash advance. The lender process many aspects such as financial abilities to approve the request. Payday loans in Laurel, New York may help enhance your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Laurel, Mississippi

Renasant Bank

400 Summit St, Winona, MS 38967, USA

+1 (800) 680-1601

www.renasantbank.com

Community Bank

2157 MS-15, Laurel, MS 39440, USA

+1 (601) 399-6677

www.communitybank.net

ATM (Hancock Bank)

229 Memorial Blvd, Picayune, MS 39466, USA

+1 (601) 799-0939

Cash Tyme

6955 Old Canton Rd, Ridgeland, MS 39157, USA

+1 (601) 956-9130

www.cashtyme.com

Montgomery Enterprises Inc

Fulton, MS 38843, USA

+1 (662) 862-7600

Advance Finance

721 Front St # 705, Meridian, MS 39301, USA

+1 (601) 482-5574

Mississippi Title Loans, Inc.

909 Pass Rd, Gulfport, MS 39501, USA

+1 (228) 822-2100

mississippititleloansinc.com

Fidelity National Loans

122 Chrystal Plaza Dr, New Albany, MS 38652, USA

+1 (662) 539-0745

Renasant Bank

1537 Commerce St, Grenada, MS 38901, USA

+1 (800) 680-1601

www.renasantbank.com

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