Welcome to Our Online Loan Referral Service


930 N 16th Ave, Laurel, MS 39440, USA
+1 (601) 649-1904
Friday
9AM–7PM
Saturday
10AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Feedback about Check Exchange of Laurel?

Here you read the reviews of our clients.

I took out a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Judy Wunsch

Disappointed! Was refused to take out $1,000. Only $400 was approved.

Jamey Ondricka

For 6 months I have not been able to make the company to transfer the information about the closing of the loan for 2019.

Mr. Dewayne Friesen Sr.

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Bennett Miller

I took out a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Mr. Marcus Dickens III

I borrowed $300 for several days. When the payday loan was returned, they applied a great fees, I had to pay almost $400.

Prof. Tristin Ebert

Pay Attention

Above-shown info provides the details about a certain lending company. Below-specified info is oriented on general information about payday loans.

Payday Loans in Laurel, New York

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Problem-free financial products are known as payday loans in Laurel, ny. They are issued at individual interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

25% small loan cap

How will Check Exchange of Laurel help take out a payday loan in Laurel, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Laurel, ny will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Laurel, Mississippi

First Financial Bank

700 N, Robinson St, Senatobia, MS 38668, USA

+1 (662) 562-7290

www.ffb1.com

Guaranty Bank & Trust Company

5040 US-51 north, Senatobia, MS 38668, USA

+1 (662) 301-1630

gbtonline.com

Layla Wright - Regions Bank

331 Main St, Tupelo, MS 38804, USA

+1 (662) 680-6360

www.regions.com

United Mississippi Bank

142 Royal Oak St, Woodville, MS 39669, USA

+1 (601) 888-4341

www.unitedms.bank

Land Bank South

18183 MS-26, Lucedale, MS 39452, USA

+1 (601) 947-6219

Peoples Bank

710 Main St, Collins, MS 39428, USA

+1 (601) 765-6514

www.peoplesbank-ms.com

Fidelity National Loan

300 E Sunflower Rd, Cleveland, MS 38732, USA

+1 (662) 721-9180

First Metropolitan Financial

115 N Thomas St, Tupelo, MS 38801, USA

+1 (662) 844-4117

firstmetropolitanfinancial.net

Citizens National Bank - West Hattiesburg Banking Centre

6258 US-98, Hattiesburg, MS 39402, USA

+1 (601) 261-6841

www.yourcnb.com

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