Welcome to Our Online Loan Referral Service

3.7 3 reviews

3220 MS-15 N, Laurel, MS 39441, USA
+1 (601) 425-0003
www.bankmagnolia.com
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM

Domain Info

Created Date

2007-06-25

Mailing Address

Company Name

Contact Data

What people think about Magnolia State Bank?

Below you see some of the reviews of our customers.

Stay away! It’s a fake! They call me every week from multiple phone numbers. Tired of blocking these numbers. Never give them your personal data!!

Gabrielle Grady

Sky-high APR. Had to repay really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Client service was disappoiting too. The lady on the phone was very rude. Not recommended. Better explore another lender.

Prof. Sage Carter

I took out $700 for a period of 2 weeks. In the end, I had to repay twice as much with all the fees charged.

Dexter Quigley

Important

Now you can review general aspects of payday loans.

Payday Loans in Laurel, New York

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Online payday loans can be the best solution to your unexpected financial issues in Laurel , New York because they are easily obtained and easily repaid. Your interest rate will depend on your state regulations or on the company's policy.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on other circumstances. Lenders will look at your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your loan.

APR Calculator

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+1 (601) 776-2121

firstchoicepaydayloans.com

Regions Bank

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Auto Cash

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Renasant Bank

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+1 (800) 680-1601

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Kwik Cash Check Advance

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Community Bank

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Woodforest Bank

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