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1 reviews

12139 Old Highway 63, Lucedale, MS 39452, USA
+1 (601) 947-9381
www.firststatebnk.bank
Thursday
8AM–4PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about First State Bank?

Below you read some of the reviews of our customers.

Many thanks to First State Bank. I recently had some issues with repaying my auto loan and they approved me for a payday loan. Best company! Managed to cover my problems and signed with relief.

Tremayne Reichert Sr.

I always use First State Bank when it need a cash advance. The application process is hassle-fee. No troubles.

Fae Shields

Many thanks to First State Bank. I recently had some issues with repaying my bank loan and they approved me for a payday loan. Best lender! Managed to cover my debts and signed with relief.

Cody Smitham

Thank you First State Bank for assisting me when I needed money so bad to pay for car repair. I have applied through this website twice and everything was great. This is the most legit company with no hidden fees. Highly recommended!!!

Mr. Otto Murray

It wanted to improve my credit because I had no chances of getting accepted for a business loan. So I applied for a payday loan via First State Bank. Took out 3 small loans, one after another, and repaid them in timely manner. My credit history improved! It worked! Very nice lender.

Christopher Russel

I am a regular customer of First State Bank. It is very simple to apply via the net. The interest rate was favorable. Their employees always respond in a timely manner.

Alysa Wintheiser III

Important

Above there is information about a definite company. Below you can see common characteristics of payday loans.

Payday Loans in Lucedale, Mississippi

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans in Lucedale, Mississippi is are simple to access. The interest rate is specific for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

521% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

30 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to clients with a bad credit score. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get approved for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the definite cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Lucedale, Mississippi

Hancock Whitney Bank

4 Alabama Ave, MS-589, Purvis, MS 39475, USA

+1 (800) 448-8812

www.hancockwhitney.com

Cash Inc

2215 MS-39 N, Meridian, MS 39301, USA

+1 (601) 482-6998

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Advantage Financial Services - Columbus

429 Wilkins-Wise Rd, Columbus, MS 39705, USA

+1 (662) 243-7779

www.advantagefinancialonline.net

National Cash Advance - Closed

2839 Clay St Ste. B, Vicksburg, MS 39183, USA

+1 (601) 636-7740

www.nationalcashadvance.com

Union Finance MS LLC

101 Horne St, Union, MS 39365, USA

+1 (601) 774-9430

Mississippi Title Loans, Inc.

610 E Monticello St, Brookhaven, MS 39601, USA

+1 (601) 833-5817

mississippititleloansinc.com

Regions Bank

101 S State St, Duck Hill, MS 38925, USA

+1 (662) 731-4000

www.regions.com

Bank of Yazoo

104 N Main St, Yazoo City, MS 39194, USA

+1 (662) 746-5421

bankofyazoo.com

Tower Loan

109 Lake Harbour Dr, Ridgeland, MS 39157, USA

+1 (601) 853-4184

www.towerloan.com

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