Welcome to Our Online Loan Referral Service

4.5 2 reviews

105 N Clark Ave, Magnolia, MS 39652, USA
+1 (601) 783-5311
www.citizensbk.com
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2004-03-23

Mailing Address

PO BOX 232, COLUMBIA, MS, 39429-0232, United States

Company Name

Citizens Bank

Citizens Bank

Contact Data

[email protected]

+1.6017362601

+1.6017367210

Feedback about Citizens Bank?

Here you see the reviews of our clients.

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to address Citizens Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Leonardo Gislason

Not the first time I use Citizens Bank. The service is fair. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It assists a lot when funds is urgently needed.

Ewell Stiedemann

Citizens Bank applied for a payday loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Mrs. Cathrine Nader DVM

Thanks to Citizens Bank for assisting when money is urgently required. I have been applying to this company for more than one year and everything is always honest, without hidden commissions.

Savannah Schroeder

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Magnolia, New Jersey

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

This financial product in Magnolia, New Jersey is issued easily and quickly. The interest percentage is specified respecting the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

30% usury cap

How will Citizens Bank help issue a loan in Magnolia, New Jersey?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to process the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% deny the request when lenders in Magnolia, nj will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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