State Bank & Trust Company Payday Loans Review

Organization owner?

332 E Broad St, Monticello, MS 39654, USA

+1 (601) 587-7727

Thursday

9AM–4PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

What people think about State Bank & Trust Company?

Below you find some of the reviews of our clients.

This website is a rip off. I will never apply again. $30 goes towards loan and you keep $79 for interest.

Brooke Olson

I was approved for $700 for a period of 3 weeks. In the end, I had to repay twice as much with all the commissions charged.

Mrs. Mable Spencer

I tried to borrow funds from State Bank & Trust Company. They declined me. Why then declare they accept everyone even those with poor credit?? Bad service. Some time later, got many calls with an offer to apply for a cash advance loan. I do not recommend this company.

Prof. Elliot Macejkovic

I took loans from State Bank & Trust Company many times. Previously it was ok. Last time they said I was accepted. Promised the money would be in my account within 9 hours. It’s been three days – no funds. They do not answer emails. Why???

Kurtis Mitchell

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Monticello, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is effortless and fast to get approved for payday loans in Monticello, New York. The APR will be set individually for each consumer and will depend on the personal data the applicant filled in.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can typically be an obstacle to taking out a bank loan. A payday loan can save people who have low credit scores or have no credit history. But we remind you that as with any borrowing you should only consider applying for a cash advance if you are convinced that you can afford payments punctually.

To get accepted for a loan, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 30 seconds to become informative even before applying.