What people think about State Bank & Trust Company?
Below you find some of the reviews of our clients.
This website is a rip off. I will never apply again. $30 goes towards loan and you keep $79 for interest.
Brooke Olson
I was approved for $700 for a period of 3 weeks. In the end, I had to repay twice as much with all the commissions charged.
Mrs. Mable Spencer
I tried to borrow funds from State Bank & Trust Company. They declined me. Why then declare they accept everyone even those with poor credit?? Bad service. Some time later, got many calls with an offer to apply for a cash advance loan. I do not recommend this company.
Prof. Elliot Macejkovic
I took loans from State Bank & Trust Company many times. Previously it was ok. Last time they said I was accepted. Promised the money would be in my account within 9 hours. It’s been three days – no funds. They do not answer emails. Why???
Kurtis Mitchell
Important
Below you can read general information about payday loans and their common features.
Payday Loans in Monticello, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
It is effortless and fast to get approved for payday loans in Monticello, New York. The APR will be set individually for each consumer and will depend on the personal data the applicant filled in.
APR
25% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit history can typically be an obstacle to taking out a bank loan. A payday loan can save people who have low credit scores or have no credit history. But we remind you that as with any borrowing you should only consider applying for a cash advance if you are convinced that you can afford payments punctually.
To get accepted for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 30 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Monticello, Mississippi
Advance America
500 John R Junkin Dr Ste. 8, Natchez, MS 39120, USA
+1 (601) 442-1955
www.advanceamerica.net
OneMain Financial
130 Canal Pl, Philadelphia, MS 39350, USA
+1 (601) 656-1303
www.onemainfinancial.com
First A National Banking Association
2702 Lincoln Rd, Hattiesburg, MS 39402, USA
+1 (601) 264-9960
www.thefirstbank.com
Cash Advance
3275 US 49, Collins, MS 39428, USA
