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4.2 6 reviews
Loan agency in New Albany, Mississippi

466 W Bankhead St, New Albany, MS 38652, USA
+1 (662) 534-2246
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM

Feedback about United Credit of New Albany?

Here you read the feedback of our customers.

Would be awesome if the loans would help increase my credit score.

Jaylan Huel

The rudest people you could ever have to deal with.

Shawna Raynor Jr.

Pay Attention

Above-shown info provides the details about a definite lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in New Albany, Pennsylvania

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in New Albany, Pennsylvania are taken out hassle-free. The interest rate depends on the borrower's personal information: if you pay back more payday loans, the more reasobanle terms and rates lenders offer.

APR

6% APR small loan cap

How will United Credit of New Albany help issue a payday loan in New Albany, Pennsylvania?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued day and night. The deposit will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in New Albany, Pennsylvania. The company will assess many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in New Albany, Mississippi

BancorpSouth Bank

143 W Central Ave, Petal, MS 39465, USA

+1 (601) 545-6815

www.bancorpsouth.com

Cash Money, LLC

271-A W Beacon St, Philadelphia, MS 39350, USA

+1 (601) 389-9972

cashmoneyllc.net

Mississippi Title Loans, Inc.

2233 Main St, Tupelo, MS 38801, USA

+1 (662) 842-3230

mississippititleloansinc.com

River Hills Bank Mortgage Center

2125 N Frontage Rd, Vicksburg, MS 39180, USA

+1 (601) 661-6158

www.riverhillsbank.com

Zippy Title Loans

25063 US-51, Crystal Springs, MS 39059, USA

+1 (601) 892-7712

Community Choice Financial

4425 N State St, Jackson, MS 39206, USA

+1 (601) 362-1477

www.ccfi.com

Regions Bank

540 Main St, Greenville, MS 38701, USA

+1 (662) 433-6690

www.regions.com

Advance America

1750 Goodman Rd #200, Horn Lake, MS 38637, USA

+1 (662) 280-0495

www.advanceamerica.net

First State Bank

261 St Peter St, State Line, MS 39362, USA

+1 (601) 848-7753

www.firststatebnk.bank

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