Welcome to Our Online Loan Referral Service


108 Chrystal Plaza Dr, New Albany, MS 38652, USA
+1 (662) 534-3363
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–5:30PM

What people think about X-Tra Cash?

Below you see some of the opinions of our customers.

A good website. The lender quickly processed my application. Had funds in my account the next morning. If you need some extra money urgently, this is the best lender, I’m telling you!

Gonzalo Gorczany II

Thank you for the top-quality service. Your employess assisted me throughout the process. It’s cool that you only need an ID to get approved.

Abigayle McClure

I have already applied this lender twice and I was very pleased with the rates. This is the only round the clock lender with reasonable rates in my city.

Bradly Schmidt

Important

Now you can read general features of payday loans.

Payday Loans in New Albany, Pennsylvania

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to access in New Albany, Pennsylvania. The entire process is straightforward. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

6% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a bad credit rating. Payday loan approvals depend very much on other factors. Payday companies will check your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in New Albany, Mississippi

ATM (Trustmark National Bank)

3081 US 49, Florence, MS 39073, USA

www.trustmark.com

First State Bank

12139 Old Highway 63, Lucedale, MS 39452, USA

+1 (601) 947-9381

www.firststatebnk.bank

LoanMaster Title Loan

1027 Winter St # 2, Lucedale, MS 39452, USA

+1 (601) 947-0293

www.loanmaster.xyz

Money Matters Title Loans

324 S 4th St #1, Baldwyn, MS 38824, USA

+1 (662) 365-3959

moneymatterslending.com

BankPlus

8990 Pigeon Roost Rd, Olive Branch, MS 38654, USA

+1 (662) 890-3101

www.bankplus.net

Fort Financial Credit Union

1808 Fulton Dr, Corinth, MS 38834, USA

+1 (662) 287-8814

www.fortfinancialcu.org

Check Exchange of Mississippi

158 Trade Center Ln, Hazlehurst, MS 39083, USA

+1 (601) 894-0086

State Bank & Trust Company

600 Brookway Blvd, Brookhaven, MS 39601, USA

+1 (601) 833-4451

Farmer's & Merchants Bank

421 MS-371, Marietta, MS 38856, USA

+1 (662) 720-4550

fmbms.com

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