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3.3 7 reviews
Loan agency in Oxford, Mississippi

301 Heritage Dr, Oxford, MS 38655, USA
+1 (662) 236-1988

Domain Info

Created Date


Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name


Contact Data

[email protected]


Feedback about 1st Franklin Financial?

Here you see the reviews of our clients.

The people who work in the office are great!

Tate Raynor V

Thankfully, I was blessed with money randomly and was able them off quickly.

Mr. Nels Harris

A year later just a few weeks ago, went in for a loan and got denied again.

Quinten Streich

Very professional and staff knew there stuff.

Alize Klein

He answered all my questions and he took his time with me....

Mr. Herminio Stiedemann

Their selection is also very wide and have lots of quality merchandise.

Archibald Prosacco

Helped me with what I needed and customer service was great

Laurianne Gislason

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes users get acquainted general information about payday loans.

Payday Loans in Oxford, New York

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

It is easy and fast to take out loans in Oxford, New York. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most reasonable terms and rates.


25% small loan cap

How will 1st Franklin Financial help take out a payday loan in Oxford, New York?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Oxford, New York. They assess many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Oxford, Mississippi

Regions Bank

211 W Front St, Greenwood, MS 38930, USA

+1 (662) 644-4090


Rapid Cash

333 S Main St, Water Valley, MS 38965, USA

+1 (662) 473-5000

First Security Bank

6659 MS-305, Olive Branch, MS 38654, USA

+1 (662) 895-1994

OneMain Financial

8230 Camp Creek Blvd #105, Olive Branch, MS 38654, USA

+1 (662) 895-1291


Peoples Bank of the South

125 Main St, Liberty, MS 39645, USA

+1 (601) 657-9133


Renasant Bank

220 MS-12 East, Kosciusko, MS 39090, USA

+1 (800) 680-1601


World Finance

170 Collonade Plaza, Senatobia, MS 38668, USA

+1 (662) 366-3309


Advance America

911 Highway 12 West, Suite 106, Bldg. A, Starkville, MS 39759, USA

+1 (662) 324-9057


Guaranty Bank & Trust Company

470 MS-6 East, Batesville, MS 38606, USA

+1 (662) 578-0009