Welcome to Our Online Loan Referral Service

5 3 reviews
Loan agency in Oxford, Mississippi

125 Heritage Dr, Oxford, MS 38655, USA
+1 (662) 234-4460
www.1stheritagecredit.com

Domain Info

Created Date

2006-02-28

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road, Scottsdale, Arizona, 85260, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

1stheritagecredit.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about First Heritage Credit?

Here you get acquainted with the feedback of our customers.

I took out a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Mr. Glennie Smith Jr.

For 6 months I have not been able to make the company to transfer the information about the repaying of the loan for 2019.

Kasey Upton

For 6 months I have not been able to make the company to transfer the information about the paying off of the loan for 2019.

Kaleb Koepp

Pay Attention

Further there will be presented the details about not a certain lender. The information below will explain general information about payday loans and its specific features.

Payday Loans in Oxford, New York

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Oxford, New York is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

25% small loan cap

How will First Heritage Credit help issue a payday loan in Oxford, New York?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Oxford, New York. They estmate many other factors before taking out a loan. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Oxford, Mississippi

Renasant Bank

216 S Broadway St, Tupelo, MS 38804, USA

+1 (800) 680-1601

www.renasantbank.com

Family Choice Financial

60379 Cotton Gin Port Rd ste a, Amory, MS 38821, USA

+1 (662) 256-2228

www.familychoicefinancial.com

OneMain Financial

118 Service Dr Ste 6, Brandon, MS 39042, USA

+1 (601) 824-7340

www.onemainfinancial.com

BankPlus

105 S Main St, Poplarville, MS 39470, USA

+1 (601) 795-2271

www.bankplus.net

Always Money

1205 Bienville Blvd, Ocean Springs, MS 39564, USA

+1 (228) 872-8814

alwaysmoney.com

Central Financial Services Inc

Aberdeen, MS 39730, USA

+1 (662) 369-5898

Regions Bank

305 E Pine St, Ripley, MS 38663, USA

+1 (662) 587-8570

www.regions.com

Liberty Tax and Loans

126 Hwy 6 W, Batesville, MS 38606, USA

+1 (662) 578-2310

approvedcashadvance.com

Zippy Cash

539 S Magnolia Dr, Wiggins, MS 39577, USA

+1 (601) 928-7775

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