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5 2 reviews
Loan agency in Pontotoc, Mississippi

22 S Main St, Pontotoc, MS 38863, USA
+1 (662) 489-6237
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5:30PM
Saturday
Closed
Sunday
Closed

What people think about Pontotoc Loans?

Below you read some of the testimonials of our customers.

I want to say Many Thanks to the employees of Pontotoc Loans. They offer immediate solution to any sudden money troubles. Love them for their quick approval. Applied for a cash advance and got accepted although my credit was bad. I will certainly use this service if I need money in the future.

Drew Von

They approve applicants instantly and transfer money the next day. But beware – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Micah Carter

Fast application. I only needed an ID and a bank account. Fast approval. The first time I was approved for $400 only. Hope the limit will increase next time. Interest rate is affordable . Repaid the debt early. If required, the term can be also extended.

Kieran Wisozk

Important

Now you can see general characteristics of payday loans.

Payday Loans in Pontotoc, Mississippi

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans in Pontotoc, Mississippi is are simple to access. The APR is specific for each person and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

521% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can typically be an obstacle to getting a bank loan. A payday loan can rescue borrowers who have low credit scores or have no credit history. But we recommend you that as with any loan you should only think about applying for a cash advance if you are certain that you can make payments in a timely manner.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Pontotoc, Mississippi

Money Matters Title Loans

810 Jefferson St, Macon, MS 39341, USA

+1 (662) 726-2929

moneymatterslending.com

Great American Cash Advance

4305 Lakeland Dr, Flowood, MS 39232, USA

+1 (601) 933-0069

Cashzone

497 S Gloster St, Tupelo, MS 38801, USA

+1 (662) 620-0830

Regions Bank

10359 D'Iberville Blvd, D'Iberville, MS 39540, USA

+1 (228) 702-9880

www.regions.com

Edward Jones - Financial Advisor: Chris Marshall, AAMS®

401 E Waldron St, Corinth, MS 38834, USA

+1 (662) 287-7885

www.edwardjones.com

A-1 Payday Loans

5649 MS-25 A, Flowood, MS 39232, USA

+1 (601) 919-1099

www.a1lending.net

East McComb Check Cash

603 Pearl River Ave, McComb, MS 39648, USA

+1 (601) 249-3100

eastmccombcheckcash.com

Advance America

405-B N Applegate St, Winona, MS 38967, USA

+1 (662) 283-1112

www.advanceamerica.net

First Metropolitan Financial Services Inc

320 Sunset Dr, Grenada, MS 38901, USA

+1 (662) 226-9620

firstmetropolitanfinancial.net

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