Welcome to Our Online Loan Referral Service

5 reviews

212 S Archusa Ave, Quitman, MS 39355, USA
+1 (601) 776-2400
1stms.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

2014-02-25

Mailing Address

MS, United States

Company Name

Contact Data

Feedback about 1st Mississippi Federal Credit Union?

Here you grapple with the reviews of our clients.

The funds are transferred to my credit card. I pay back through my account. The payment is convenient and quick. Pay on time and there will be no problems.

Vida Lindgren

Yesterday I needed extra funds, I decided to contact 1st Mississippi Federal Credit Union. They quickly approved the amount required, and besides, they offered favorable terms at a low interest rate.

Grayce Homenick V

I issued a loan when I had problems with money. There was no other way out. I looked out this website on the Internet, among others. Has applied several services. One declined, the other issued at too high a percentage, but here it was approved as I wanted.

Callie O'Hara

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to use 1st Mississippi Federal Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Kayley Cummerata Sr.

It was necessary to improve the credit history, because there is practically no chance of getting a payday loan at a reasonable interest rate. As a result, I contacted 1st Mississippi Federal Credit Union. The history improved after several loans paid back.

Melody Ebert II

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been returned on time, it can be either extended or repaid ahead of schedule.

Gerhard Crist II

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes people grapple with general information about payday loans.

Payday Loans in Quitman, Georgia

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Problem-free financial products are considered as payday loans in Quitman, ga. They are issued at individual interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

10% small loan cap

How will 1st Mississippi Federal Credit Union help issue a loan in Quitman, Georgia?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be deposited to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Quitman, Georgia. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

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