Welcome to Our Online Loan Referral Service


607 US-51, Ridgeland, MS 39157, USA
+1 (601) 853-1858
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–6PM

Feedback about Money Buddy?

Here you grapple with the reviews of our customers.

I apply very often. I am pleased with the terms. There is online round the clock service.

Alysha Emmerich

I'm not ashamed to borrow money from Money Buddy, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Kristy Ward

Money Buddy seemed to me the reliable. At least no insurance and extra commissions. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Dr. Buford Lubowitz

Good service with a reasonable rate. Money deposited immediately, I always use Money Buddy.

Georgette Dicki

Only an ID is needed to apply. Was on a business trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Dr. Louvenia Emard Jr.

Pay Attention

Lenders are described in the first three points. Below info offers common information about payday loans.

Payday Loans in Ridgeland, South Carolina

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is easy and fast to take out payday loans in Ridgeland, South Carolina. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Money Buddy help take out a payday loan in Ridgeland, South Carolina?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Ridgeland, South Carolina. They assess many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Ridgeland, Mississippi

1st Franklin Financial

914 W Beacon St Suite 6, Philadelphia, MS 39350, USA

+1 (601) 656-6804

locations.1ffc.com

Advance Finance

721 Front St # 705, Meridian, MS 39301, USA

+1 (601) 482-5574

Quick Cash

Tupelo, MS 38804, USA

ATM (Regions Bank)

1491 Broadway Dr, Hattiesburg, MS 39401, USA

+1 (800) 734-4667

www.regions.com

OneMain Financial

2237 MS-15 N, Laurel, MS 39440, USA

+1 (601) 649-1601

www.onemainfinancial.com

ATM (Hancock Bank)

1193 MS-42, Sumrall, MS 39482, USA

Speedee Cash

231 US-82, Indianola, MS 38751, USA

+1 (662) 887-1950

speedeecash.net

Cash Express

300 N 2nd St, Booneville, MS 38829, USA

+1 (662) 728-7746

www.cashexpressllc.com

EFS Inc

3412 Market St, Pascagoula, MS 39567, USA

+1 (228) 769-6333

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