Welcome to Our Online Loan Referral Service


587 Hwy 51 North, Suite V-1, Ridgeland, MS 39157, USA
+1 (601) 898-9718
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–5:30PM

Feedback about American Cash?

Here you read the feedback of our clients.

It was significant to improve the credit history, because there is practically no chance of getting a loan at a good interest rate. As a result, I addressed American Cash. The rating improved after several loans paid off.

Theresia White

Only an ID is needed to apply. Was on a working trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Jocelyn Berge DVM

I'm not ashamed to borrow money from American Cash, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Leonora Jakubowski

I submit an application quite often. I am pleased with the terms. There is online day and night service.

Dr. Mckayla Konopelski V

Pay Attention

Payday lenders are shown in the first three points. Below info defines common information about payday loans.

Payday Loans in Ridgeland, South Carolina

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Ridgeland, South Carolina are taken out problem-free. The interest rate depends on the borrower's person-related information: if you pay back more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will American Cash help take out a loan in Ridgeland, South Carolina?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to consider the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Ridgeland, sc will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Ridgeland, Mississippi

Richton Bank & Trust Co

114 Front St, Richton, MS 39476, USA

+1 (601) 788-6301

www.richtonbank.com

Hancock Whitney Bank

2699 Bienville Blvd, Ocean Springs, MS 39564, USA

+1 (800) 448-8812

www.hancockwhitney.com

Regions Bank

10359 D'Iberville Blvd, D'Iberville, MS 39540, USA

+1 (228) 702-9880

www.regions.com

Discount Cash Advance

6229 MS-305, Olive Branch, MS 38654, USA

+1 (662) 890-3096

discountcashadvanceloans.com

State Bank & Trust Company

1663 Sunset Dr, Grenada, MS 38901, USA

+1 (662) 294-0602

www.bankplus.net

All American Check Cashing

1213B US-98, Columbia, MS 39429, USA

+1 (601) 731-5988

First Metropolitan Financial Services

1106A N 2nd St, Booneville, MS 38829, USA

+1 (662) 728-0020

firstmetropolitanfinancial.net

Renasant Bank

1114 N 2nd St, Booneville, MS 38829, USA

+1 (800) 680-1601

www.renasantbank.com

Title Cash

446 MS-6, Batesville, MS 38606, USA

+1 (662) 563-0365

www.titlecash.com

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