Welcome to Our Online Loan Referral Service

3.8 6 reviews

758 S Pear Orchard Rd, Ridgeland, MS 39157, USA
+1 (601) 960-6958
www.bancorpsouth.com
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM

Domain Info

Created Date

1996-06-11

Mailing Address

2910 W JACKSON ST, TUPELO, MS, 38801-6799, United States

Company Name

BancorpSouth

BancorpSouth

Contact Data

[email protected]

+1.6626787177

+1.6626204029

Feedback about BancorpSouth Bank?

Here you get acquainted with the reviews of our clients.

Always clean and great service.

Kiarra Schultz

Great customer service.

Karine Gerlach

Excessive time for simple things like check deposits.

Fleta Fadel

Pay Attention

Above-shown info offers the details about a definite lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Ridgeland, South Carolina

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Ridgeland, South Carolina is taken out easily and fast. The interest percentage is defined considering the category of the customer: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will BancorpSouth Bank help issue a loan in Ridgeland, South Carolina?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor processed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by payday lenders to issue a cash advance. The lender review many aspects such as financial abilities to approve the request. Payday loans in Ridgeland, South Carolina may help improve your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

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BancorpSouth Bank

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Republic Finance

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