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4 reviews

600 Main St, Rosedale, MS 38769, USA
+1 (662) 759-3543
www.thejeffersonbank.com

Domain Info

Created Date

2000-02-17

Mailing Address

Arkansas, United States

Company Name

Contact Data

Feedback about Jefferson Bank?

Here you see the feedback of our clients.

No matter how much submitted an application for a cash advance. Constantly denied. No idea why?

Jasper Johns

I issued a loan from Jefferson Bank 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.

Mr. Joany Lang III

High interest rate. When paying off a debt, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.

Carey Gerhold MD

I took out a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Mr. Sedrick Wyman II

I issued only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Dr. Otho Kovacek IV

Pay Attention

Above-defined info provides the details about a definite lender. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Rosedale, New York

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and quick to issue loans in Rosedale, New York. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.

APR

25% small loan cap

How will Jefferson Bank help take out a payday loan in Rosedale, New York?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Rosedale, ny will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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