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5 reviews

1003 Broadway St, Shelby, MS 38774, USA
+1 (662) 398-7091

Feedback about Shelby Federal Credit Union?

Here you grapple with the reviews of our clients.

I trusted Shelby Federal Credit Union when it was necessary to get a cash advance. I filled in an application quickly. No issues.

Alexandra Nitzsche Jr.

It was necessary to enhance the credit rating, because there is practically no chance of getting a payday loan at a reasonable interest rate. As a result, I addressed Shelby Federal Credit Union. The history improved after several loans paid off.

Eduardo Nitzsche

I addressed Shelby Federal Credit Union. Everything was done quickly. Only pleasant impressions remained!

Prof. Ibrahim Will

Pay Attention

Above-shown info offers the details about a definite lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Shelby, North Carolina

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and fast to take out payday loans in Shelby, North Carolina. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

36% APR small loan cap

How will Shelby Federal Credit Union help issue a payday loan in Shelby, North Carolina?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor taken into account by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by lenders to issue a loan. The lender process many aspects such as financial solvency to approve the request. Payday loans in Shelby, North Carolina may help level up your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Shelby, Mississippi

Renasant Bank

37 S Main St, Pontotoc, MS 38863, USA

+1 (800) 680-1601

www.renasantbank.com

Mississippi Title Loans, Inc.

104 N 16th Ave, Laurel, MS 39440, USA

+1 (601) 425-0020

mississippititleloansinc.com

First State Bank

708 Azalea Dr, Waynesboro, MS 39367, USA

+1 (601) 735-3124

www.firststatebnk.com

Check City Inc

8906 MS-15, Ackerman, MS 39735, USA

+1 (662) 285-3268

Community Choice Financial

2860 US-80 A, Pearl, MS 39208, USA

+1 (601) 933-1910

www.ccfi.com

Bankcorp South

403 Foote St, Corinth, MS 38834, USA

+1 (662) 396-6000

www.bancorpsouth.com

AACE Financial Services

1150 E Peace St, Canton, MS 39046, USA

+1 (601) 859-6030

aacefinancialservices.com

OneMain Financial

130 Canal Pl, Philadelphia, MS 39350, USA

+1 (601) 656-1303

www.onemainfinancial.com

World Finance

417 Memorial Blvd Suite B, Picayune, MS 39466, USA

+1 (769) 242-2444

www.loansbyworld.com

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