Welcome to Our Online Loan Referral Service

4.3 6 reviews

319 Main St, Water Valley, MS 38965, USA
+1 (662) 473-2261
www.mechanicsbankms.com
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
9AM–4:30PM

Domain Info

Created Date

1999-06-22

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Mechanics Bank?

Here you grapple with the reviews of our customers.

I have a problem with paying a loan at another banking institution. It is inconvenient to borrow from friends. Therefore, I decided to contact Mechanics Bank. They really helped out.

Prof. Donnell Steuber MD

I took out a loan when I had problems with money. There was no other way out. I found this website on the Internet, among others. Has applied several services. One declined, the other offered too high a rate, but here it was approved as I wanted.

Imani Doyle

Yesterday I needed extra money, I decided to addressed Mechanics Bank. They quickly approved the amount needed, and besides, they offered favorable terms at a low interest rate.

Kiarra Langworth

Pay Attention

Lenders are shown in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Water Valley, Mississippi

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Water Valley, Mississippi is issued easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates a customer will get.

APR

521% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

30 days

How will Mechanics Bank help issue a payday loan in Water Valley, Mississippi?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the application when lenders in Water Valley, ms will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to utilize the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Water Valley, Mississippi

Speedee Cash

1314 Delaware Ave, McComb, MS 39648, USA

+1 (601) 250-0047

speedeecash.net

Mississippi Title Loans, Inc.

909 Pass Rd, Gulfport, MS 39501, USA

+1 (228) 822-2100

mississippititleloansinc.com

Peoples Finance

2245 MS-15 N, Pontotoc, MS 38863, USA

+1 (662) 489-1215

peoplesfinancial.net

Cash Depot

201 US-82, Indianola, MS 38751, USA

+1 (662) 887-9174

www.titlecash.com

Keesler Federal Credit Union Junction Branch

6351 Interstate 55 North, #151, Jackson, MS 39213, USA

+1 (228) 385-5500

Community Bank

475 E Commerce St, Hernando, MS 38632, USA

+1 (662) 429-8484

www.communitybank.net

MoneyGram

6667 US-45 ALT, West Point, MS 39773, USA

+1 (662) 492-5949

locations.moneygram.com

Payday Advance

2105 4th St, Meridian, MS 39301, USA

+1 (601) 483-4442

Bingo Payday Advance

Natchez, MS 39120, USA

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