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5 2 reviews

1350 Azalea Dr, Waynesboro, MS 39367, USA
+1 (601) 735-2696
www.firststatebnk.bank
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed

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Company Name

Contact Data

Feedback about First State Bank?

Here you get acquainted with the reviews of our clients.

We love our cars and our credit has improved a lot since being customers!

Aurore Kreiger

I love the Jeep, thank you!

Rene Hill

Friendly fast service

Prof. Garland Becker

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Above there are details about a certain lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Waynesboro, Pennsylvania

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Waynesboro, Pennsylvania is taken out simply and quickly. The interest percentage is set respecting the category of the borrower: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

6% APR small loan cap

How will First State Bank help issue a loan in Waynesboro, Pennsylvania?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be deposited to credit card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Waynesboro, pa will assess other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Waynesboro, Mississippi

First Heritage Credit

3317 Hardy St suite 50 suite 50, Hattiesburg, MS 39401, USA

+1 (601) 261-3144

www.1stheritagecredit.com

Edward Jones - Financial Advisor: Zachary H Walker

2446 Caffey St Suite 1B, Hernando, MS 38632, USA

+1 (662) 449-0410

www.edwardjones.com

Zippy Check

539 D S Magnolia Dr, Wiggins, MS 39577, USA

+1 (601) 928-7775

Hancock Whitney Bank

3939 Denny Ave, Pascagoula, MS 39581, USA

+1 (800) 448-8812

www.hancockwhitney.com

Walmart Money Center

822 City Ave S, Ripley, MS 38663, USA

+1 (662) 837-0014

www.walmart.com

Mariner Finance

6515 Goodman Rd #3, Olive Branch, MS 38654, USA

+1 (662) 342-1378

www.marinerfinance.com

Century Bank

4282 Main St, Lucedale, MS 39452, USA

+1 (601) 947-7511

centurybank.net

Mc' s Payday Loan

Lumberton, MS 39455, USA

Advance America

623 W Park Ave, Greenwood, MS 38930, USA

+1 (662) 453-0171

www.advanceamerica.net

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