Welcome to Our Online Loan Referral Service

5 3 reviews

400 W, US-160, Alton, MO 65606, USA
+1 (417) 778-9000
locations.bankwithsouthern.com
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2009-05-20

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Southern Bank?

Here you get acquainted with the feedback of our customers.

100% sleeky company. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Israel Hodkiewicz

I issued $300 for several days. When the cash advance was returned, they applied a great fees, I had to pay almost $400.

Vaughn O'Connell

I tried to borrow money from Southern Bank. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Mr. Jake Fadel

Pay Attention

Above-specified info provides the details about a certain lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Alton, New York

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Alton, New York are issued hassle-free. The interest rate is conditional on the client's personal data: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

25% small loan cap

How will Southern Bank help take out a loan in Alton, New York?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be deposited to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by payday lenders to issue a cash advance. The lending company review many aspects such as financial solvency to approve the form. Payday loans in Alton, New York may help enhance your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

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World Finance

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