Bernie Pawn Shop Payday Loans Review

1 2 reviews

Organization owner?

209 S Walnut St, Bernie, MO 63822, USA

+1 (573) 293-6667

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

10AM–3PM

Sunday

Closed

Monday

Closed

Tuesday

9AM–5PM

What people think about Bernie Pawn Shop?

Below you read some of the reviews of our clients.

I was embarrassed to borrow from my collegues so I decided to apply for a cash advance via Bernie Pawn Shop. Found them online and the user reviews were positive I have already applied 3 times and every time I was eligible within 15 minutes. Very happy.

Madie Toy V

Bernie Pawn Shop seems legit. They rescued me twice. The first payday loan approved was small – $400, but next time the limit was increased to $600. Paid off the loan as agreed. The employees were amazing, they gave fast answers to all my questions. No issues. But their interest rates are not the lowest on the net.

Colby Lehner PhD

Was invited to a wedding but was broke at that time. A friend recommended me to use Bernie Pawn Shop. And I did. This was the right decision! Yes, the APR was high but I believe it’s because I had poor credit. In general, The process was hassle free.

Raphaelle Marquardt MD

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Bernie, Missouri

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans in Bernie, Missouri is are easy to get. The interest rate is individual for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can rescue borrowers who have poor credit scores or have no credit score. But we advise you that as with any borrowing you should only consider applying for a payday loan if you are certain that you can make payments on time.

To get approved for a cash advance, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.