Welcome to Our Online Loan Referral Service

1 2 reviews

209 S Walnut St, Bernie, MO 63822, USA
+1 (573) 293-6667
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
10AM–3PM
Sunday
Closed
Monday
Closed
Tuesday
9AM–5PM

What people think about Bernie Pawn Shop?

Below you read some of the reviews of our clients.

I was embarrassed to borrow from my collegues so I decided to apply for a cash advance via Bernie Pawn Shop. Found them online and the user reviews were positive I have already applied 3 times and every time I was eligible within 15 minutes. Very happy.

Madie Toy V

Bernie Pawn Shop seems legit. They rescued me twice. The first payday loan approved was small – $400, but next time the limit was increased to $600. Paid off the loan as agreed. The employees were amazing, they gave fast answers to all my questions. No issues. But their interest rates are not the lowest on the net.

Colby Lehner PhD

Was invited to a wedding but was broke at that time. A friend recommended me to use Bernie Pawn Shop. And I did. This was the right decision! Yes, the APR was high but I believe it’s because I had poor credit. In general, The process was hassle free.

Raphaelle Marquardt MD

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Bernie, Missouri

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans in Bernie, Missouri is are easy to get. The interest rate is individual for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can rescue borrowers who have poor credit scores or have no credit score. But we advise you that as with any borrowing you should only consider applying for a payday loan if you are certain that you can make payments on time.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Bernie, Missouri

Check `n Go

925 S Rangeline Rd, Joplin, MO 64801, USA

+1 (417) 673-1484

locations.checkngo.com

ATM Montgomery Bank N.a.

200 S Mt Auburn Rd, Cape Girardeau, MO 63703, USA

+1 (800) 627-3999

www.montgomerybank.com

Simmons Bank

202 N Stadium Blvd, Columbia, MO 65203, USA

+1 (573) 441-2803

www.simmonsbank.com

First State Community Bank

201 N Main St, Sikeston, MO 63801, USA

+1 (573) 472-5933

www.fscb.com

First Community National Bank

402 W Main St, Steelville, MO 65565, USA

+1 (573) 233-1400

www.fcnb.com

First State Bank & Trust Co

805 E Washington St, Hayti, MO 63851, USA

+1 (573) 359-1244

www.fsbtrust.com

Mid-American Title Loans

9950 E State Rte 350 B, Raytown, MO 64133, USA

+1 (816) 313-9300

www.midamericantitleloans.net

First State Community Bank

301 West Washington Street, Richland, MO 65556, USA

+1 (573) 765-3221

www.fscb.com

World Finance

11 W Dakota St, Butler, MO 64730, USA

+1 (660) 679-0090

www.loansbyworld.com

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