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Loan agency in Cape Girardeau, Missouri

1131 N Kingshighway St, Cape Girardeau, MO 63701, USA
+1 (573) 651-4828

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Here you read the feedback of our customers.

A-1 Premium Acceptance seemed to me the fair. At least no insurance and extra charges. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Mrs. Tressa Nikolaus

Not the first time I use A-1 Premium Acceptance. The service is fair. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It assists a lot when cash is urgently needed.

Zetta Smitham

A-1 Premium Acceptance seemed to me the safe. At least no insurance and extra charges. There are no discounts for regular clients. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Prof. Nyasia Metz

Pay Attention

Above there are details about a definite lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Cape Girardeau, Missouri

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Cape Girardeau, Missouri are taken out easily. The interest percentage is dependent on the customer's person-related data: if you pay back more payday loans, the more favorable terms and rates payday lending companies offer.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

How will A-1 Premium Acceptance help take out a loan in Cape Girardeau, Missouri?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Cape Girardeau, mo will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Cape Girardeau, Missouri

Simmons Bank ATM

1140 Woodland Springs Ct, Columbia, MO 65202, USA

+1 (866) 246-2400

simmonsbank.com

Regions Bank

425 Madison St, Jefferson City, MO 65101, USA

+1 (573) 606-8030

www.regions.com

Advance America

3548 S Campbell Ave, Springfield, MO 65807, USA

+1 (417) 890-7624

www.advanceamerica.net

U.S. Bank Branch

1608 N Rutherford St, Macon, MO 63552, USA

+1 (660) 385-3050

locations.usbank.com

Cash America Pawn

2616 Telegraph Rd, St. Louis, MO 63125, USA

+1 (314) 845-7296

www.cashamerica.com

Cash-Today

911 N Truman Blvd, Crystal City, MO 63019, USA

+1 (636) 937-7171

Central Bank

416 E Spring St, Boonville, MO 65233, USA

+1 (573) 882-2724

www.centralbank.net

Cash Biz

1551 Denmark Rd, Union, MO 63084, USA

+1 (636) 583-9555

LendNation

10220 W Florissant Ave, St. Louis, MO 63136, USA

+1 (314) 868-6068

www.lendnation.com

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