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4.7 28 reviews
Loan agency in Cape Girardeau, Missouri

121 S Broadview St STE 8, Cape Girardeau, MO 63703, USA
+1 (573) 651-6576
www.wallacemgt.com
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2003-09-15

Mailing Address

OK, United States

Company Name

Wallace Management Comp.

Wallace Management Comp.

Contact Data

Feedback about Empire Finance?

Here you read the reviews of our customers.

Def recommends this place for your personal loans

Mr. Wilburn Hirthe I

Morgan is the best and most helping staff on hand she is the bomb

Martina Hoppe

They are hard working and friendly, here to help the customer.

Shany Mraz

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Cape Girardeau, Missouri

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Cape Girardeau, Missouri are taken out problem-free. The interest rate depends on the client's person-related information: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

How will Empire Finance help take out a payday loan in Cape Girardeau, Missouri?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Cape Girardeau, mo will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Cape Girardeau, Missouri

Great Southern Bank ATM

432 State Hwy 248, Branson, MO 65616, USA

+1 (800) 749-7113

www.greatsouthernbank.com

LendNation

116 N Forest Ave, Liberty, MO 64068, USA

+1 (816) 415-0636

www.lendnation.com

Simmons Bank ATM

5780 E St Charles Rd, Columbia, MO 65202, USA

+1 (866) 246-2400

simmonsbank.com

Enterprise Bank & Trust

3890 S Lindbergh Blvd, St. Louis, MO 63127, USA

+1 (314) 849-7500

www.enterprisebank.com

Speedy Cash

2949 S National Ave, Springfield, MO 65804, USA

+1 (417) 881-1710

www.speedycash.com

Simmons Bank

202 N Stadium Blvd, Columbia, MO 65203, USA

+1 (573) 441-2803

www.simmonsbank.com

Old Missouri Bank

3570 S National Ave, Springfield, MO 65807, USA

+1 (417) 869-9000

www.oldmissouribank.com

MoneyGram

1235 W 3rd St Unit B, Caruthersville, MO 63830, USA

+1 (573) 333-2376

locations.moneygram.com

Simmons Bank

701 W Mt Vernon St, Nixa, MO 65714, USA

+1 (417) 724-8638

www.simmonsbank.com

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