Welcome to Our Online Loan Referral Service

5 reviews

101 S Main St, Charleston, MO 63834, USA
+1 (573) 683-3712
www.focusbank.com
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

2005-08-28

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road, Scottsdale, Arizona, 85260, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Focus Bank?

Here you get acquainted with the feedback of our customers.

Focus Bank applied for a loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Mr. Chaz Kirlin I

Focus Bank seemed to me the reliable. At least no insurance and extra charges. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Dr. Loyal Mitchell II

Good service with a reasonable percentage. Money deposited immediately, I always use Focus Bank.

Claudie Rempel

I often take out a payday loan to a card in Focus Bank. It is very efficient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the nuances.

Emie Altenwerth DVM

Pay Attention

Further there will be presented the details about not a exact lender. The information below will define shared information about payday loans and its specific aspects.

Payday Loans in Charleston, Maine

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Charleston, Maine is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates a client will get.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Focus Bank help take out a payday loan in Charleston, Maine?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to consider the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Charleston, Maine. They rate many other factors before taking out a payday loan. One of them is solvency. This is a way to enhance your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Charleston, Missouri

Gemini Funding

120 W 4th St, Carthage, MO 64836, USA

+1 (417) 359-9391

Cardinal Loans

801 E Ohio St, Clinton, MO 64735, USA

+1 (660) 890-2274

Cash America Pawn

11501 E US Hwy 24, Independence, MO 64054, USA

+1 (816) 836-9994

www.cashamerica.com

UMB Bank ATM

2021 W Republic Rd, Springfield, MO 65807, USA

+1 (800) 860-4862

locations.umb.com

Gateway Loan Co

8915 Riverview Dr, St. Louis, MO 63137, USA

+1 (314) 388-4300

www.gatewayloan.com

Express Cash

1157 Maple St, Farmington, MO 63640, USA

+1 (573) 701-0909

Advance America

505 N Maguire St, Warrensburg, MO 64093, USA

+1 (660) 422-6951

www.advanceamerica.net

First Bank

208 E 1st St, Hermann, MO 65041, USA

+1 (573) 486-2121

www.firstbanks.com

Central Bank

500 Madison St, Jefferson City, MO 65101, USA

+1 (573) 634-1111

www.centralbank.net

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