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Created Date
2006-11-02
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Feedback about Citizens Bank?
Here you read the reviews of our customers.
I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the loan in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.
Edyth Wilderman
I took the first loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.
Ms. Maritza Hodkiewicz
Citizens Bank applied for a loan secured by a vehicle for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.
Maye Murazik
Pay Attention
Above-defined info offers the details about a definite lending company. Below-defined info is oriented on general information about payday loans.
Payday Loans in East Prairie, Missouri
The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.
Payday loans in East Prairie, Missouri are issued easily. The interest percentage depends on the customer's personal information: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.
APR
443% APR*
Max Loan
$500
Min Term
14 days
Max Term
31 days
How will Citizens Bank help take out a loan in East Prairie, Missouri?
- 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill out the following data:
Then you have to press a Submit button and recieve an offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in East Prairie, mo consider this circumstance not an obstacle to issue a loan. The customer of a payday loan should be prepared to objectively estimate financial solvency, take out a loan, repay the debt on a due date and not only handle current issues, but enhance the credit score.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is intended to calculating the APR. This is a exact cost of the loan.
APR Calculator
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State Bank of Missouri
1301 SW Eagles Pkwy, Grain Valley, MO 64029, USA
+1 (816) 847-7200
www.gostatebank.com
Arvest Bank ATM
2403 W Republic Rd, Springfield, MO 65807, USA
+1 (417) 885-7240
locations.arvest.com
